Usually when newbies ask for loans with accounts as collateral, they have zero intention of making good on it.
I think he doesn't really want any loan. He want to sell some verified loan accounts, and according to this:
... i just want to sell these accounts to a user who know how to use them.
...someone can use these accounts to grab some "non refundable loans". But perhaps I've missed something.
!! BINGO !! and for all other DIckHeAdz who gave me negative trust and posting warnings just to increase their post counts "FU8k OFF" this thread is way beyond your thinking.