I don't think that car loans and defaults due to inability to pay them will have any dramatic effect on the markets as it happened in 2008 when the Fed had to bail out major banks considered too big too fail and start a series of quantitative easings after that. Cars are much cheaper than houses overall. Really, how many cars do you know that cost half a million dollars or more? Further, cars are not as endurable and lasting as houses so banks giving such loans should have taken into account this...

And last but not least, it is easier to sequester a car than a house, especially if you and your family live there (small children and such things)

2008/2009 crash is caused by subprime mortgage.

Both Electrum and Copay provide a fairly easy way to do it. Create a 2-of-3 wallet together with your counterparty and the escrow agent.

While there is still a risk of the escrow agent colluding with the recipient to defraud the sender, the escrow agent cannot embezzle the funds on his own. Nor is he required to do anything in case the sender decides to release the funds.

Yeah I doubt that. Why? What would trigger a crash in 2016? People claim there's gonna be a crash every year.

If someone from Africa or Asia for example wanted to invest , how do you know from where he is ? providing ID scan is a must ? I also wants to know , by holding the Mainstreet tokens from the ICO , what would the users gain ? your project looks pretty much like ICONOMI and I want to see the differences and the profit possibilities between the two to decide where to invest.