I am a Ripple user. Recently, came to know about IvyKoin. Also found few subreddits on IvyKoin. Any suggestion? Which one is better? Any user of IvyKoin? Looking for honest review and suggestion.

OpenGift claims to be a game changer for the software industry. Their platform makes Open Source & Proprietary Software accessible, quicker to develop and potentially cut 50-80% in costs using its revolutionary blockchain and tokenization platform to co-sponsor a project to jointly share the cost of development with others and maintain the best levels of quality control.

If their claims are true, it truly would be a game changer. They seem to have a strong team and a working beta platform with some very interesting projects.
They will shortly be offering FREE GIFT tokens worth $1(m) to their community. Join their telegram community https://t.me/opengift

I've searched here in Bitcointalk before posting my question. I've found a similar thread but there were no certain time frame for how long I am able to send my sMerits. Please someone inform me. Thanks.

[THE PROBLEM]

THE PROBLEM

Traditional Banking is in the hands of the few, unevenly distributed and centralised. To start a Licensed Bank / Cryptobank you need $20m+ and 2 years to get the Banking License.
The market is expected to grow to $10 trillion dollars in a decade. As new entrants require cutting-edge products and a License the danger is this will end up, yet again, in the hands of the few.


THE SOLUTION

BAANX.COM

OPEN SOURCE, OPEN ACCESS, OPEN OWNERSHIP

Baanx.com is the World’s 1st Decentralised Cryptobank, scaling in numbers of Cryptobanks to bring Cryptocurrency use into everyday life through trusted brand names and a trusted platform. Any qualified entity can create their own Licensed Cryptobank Brand and deliver to their customers using Baanx’s rules based platform which shares Banking Licenses between startups.

Bitcoin began decentralised currency, Baanx.com begins decentralised Banking through our values of Open Source, Open Access, Open Ownership.


THE PRODUCT


Baanx.com has attractive customer products with many 1st’s in development.
1)   “Price Lock” – lock in your Crypto price with one click of a button on your mobile in a fluctuating market
2)   “Insurance” – Baanx.com Cryptobanks are highly secure, also insuring customers from non-fault loss just like Traditional Banks
3)   “Mobile Pay” – one click of your mobile links your virtual card to any account/wallet, whether fiat or cryptocurrency. Pay with Apple Pay, Android Pay, Mobile in Merchants and Online easily with any currency you own.
4)   “Open Source” – external developers can release financial apps to all Cryptobanks in the network and reach all Customers.
5)   Large number of additional products in development in Savings, Lending, Investments



THE TEAM

Our leaders are entrepreneurs in Financial Services, already approved persons at the Financial Conduct Authority (UK).
Our inhouse technical and development team has worked with 90+ Banks delivering high level, secure, mobile banking applications.
Our Technology Partners are experts in delivering AI & automation (e.g. robo-advisors) and saving money within Banking Operations.
Our Advisors are some of the world’s leading experts in Blockchain, Cryptocurrency and ICO’s who have seen the vision of Baanx Decentralisation and joined our mission.


PLEASE SEE OUR INFORMATION:








THANK YOU FOR READING THIS ANN, PLEASE DO COMMENT BELOW AND IF YOU HAVE ANY QUESTIONS FOR OUR TEAM PLEASE CONTACT ICO@BAANX.COM

BAANX HAS RELEASED A VIDEO ON http://HTTPS://BAANX.COM AND WILL BE RELEASING NUMEROUS VIDEOS WITH THE CEO AND OTHERS IN THE COMING WEEKS.

Please do join our website at https://baanx.com to show your support for Baanx.com, if you are interested in being involved and / or helping us in our vision of a fair, decentralised Banking sector where Crypto and Fiat meet in one Mobile Banking Platform, then we want to hear from you – all offers of assistance are greatly appreciated. Please contact admin@baanx.com