Hello,

I've seen a few interest on package forwarding and I would like to offer my service.

Fees are as following:
Package forwarding: $15 service fee + cost of shipping (via USPS or DHL)
Personal Shopper: 5% of item(s), min of $10 charge
BTC/USD Rate: last trade price of BitStamp

Please PM me if you're interested or ask me questions below.
I will NOT ship anything that is a questionable item to the destination country. This service is ONLY for legitimize users looking to have someone trust-worthy to either forward a package from US to their country or need someone to buy an item online in US and have it forwarded to them.

I've been looking into the legality of using/accepting bitcoin in US and I'm seeing the term MTB come up a lot recently. Some say as long as you don't accept over $1,000 a day you're not classified under MTB and can trade bitcoin to USD freely.

I found a good explanation of what defines a "Money transmitting business"

provides check cashing, currency exchange, or money transmitting or remittance services, or issues or redeems money orders, travelers’ checks, and other similar instruments or any other person who engages as a business in the transmission of funds, including any person who engages as a business in an informal money transfer system or any network of people who engage as a business in facilitating the transfer of money domestically or internationally outside of the conventional financial institutions system - http://www.law.cornell.edu/uscode/text/31/5330

By looking at the definition above, I assumed that BitPay will be classified as a money transmitting business, because they will accept your BTC on behalf of businesses and convert it into USD for businesses to cash it, "outside of the conventional financial institutions sytem". However BitPay states in their blog that they believe they are not a MTB:

...The term “money transmitter” shall not include a person that only:...
(B) Acts as a payment processor to facilitate the purchase of, or payment of a bill for, a good or service through a clearance and settlement system by agreement with the creditor or seller; - http://blog.bitpay.com/2013/03/how-fincen-guidelines-affect-bitpay.html

So when it comes to accepting bitcoin as a payment, could we say that no one needs to register as a MTB unless you're an exchange like CoinBase, CampBX, MtGox, BitInstant, and etc?

I just saw their post on reddit today and I wanted to get the forum's opinion on it.

"Many of us are waiting for the next big jump in the value of bitcoins and are saving our bitcoins for that glorious day when the price of a bitcoin passes $500. Until then, instead of leaving your bitcoins in a wallet gathering dust, why not make a profit on your stockpile of bitcoins without lifting a finger?

We refer to them as savings accounts but our service is similar to Certificate of Deposits (CDs). CDs are similar to savings accounts in that they are insured and thus virtually risk-free they are "money in the bank". They are different from savings accounts in that the CD has a specific, fixed term (often monthly, three months, six months, or one to five years), and, usually, a fixed interest rate.

We guarantee your deposited balance at all times. If our secure wallets are ever compromised we keep a backup of all deposits to replenish your account in case of a rare catastrophe. This is part of our effort to provide a high level of reliability and trust to our clients."
- http://redd.it/1j3k8r

What do you guys think?