Back in the day nobody ever referred to cryptocurrency as crypto. When did this term become so popular?

I have deposited around $5,000 in funds from my bank account into Circle since October 11. Never had any issues on that end.

Last night (all times in GMT-8) at 8:39 PM I deposited a value (based on the Circle price, which is 0.5-1.5% above Bitstamp usually) of $4,951.47 of BTC (14.35 BTC total). At 10:24 PM, I withdrew all those funds to my bank account (the same account which had purchased a total of $5,000 worth of BTC from Circle since October 11), at a value of $4,924.34. This was below my personal withdrawal limit set by Circle of $5,000. After that, I went to sleep.

I wake up this morning and see an email from Circle at 12:24 AM, which says my withdrawal failed due to their "identity verification process". The BTC was back in my account.

The price difference in BTC between these time periods was $5/BTC and was $10+/BTC during the night.

Circle's current model allows them to make profits when more people deposit funds than withdraw funds, because their price is above the market price. In this particular withdrawal, they would have lost an additional $5-$10 per BTC if they do not immediately short the equivalent BTC. (I know they do not immediately sell the BTC, as the coins are still laying in the address unspent as of the time of this post.) They do not charge fees, so they're actually losing money or breaking even on every withdrawal, which is a reason for Circle to avoid them altogether.

• If Circle is not going to approve a withdrawal, why wait 2 hours and for BTC to drop $5-$10? Why rollback a trade? Because it's unprofitable?
• Why would a withdrawal not be approved, when I have previously purchased the same amount months prior using the same bank account? If there is Know Your Customer information Circle needs for that size of a transaction, that information should be required before submitting a withdrawal.
• Why even pretend to have withdrawals, if it is not actually possible to withdraw without passing through imaginary roadblocks? So Circle can use the 2+ hour float as a hedge?

Selling a bunch of BTC consistently.

Current rates/fees (prices are always based upon Bitstamp price, unless the actual active exchanges (e.g. OKCoin) have a wildly different price):

Cash by mail: Negotiable
Cash Deposit: Negotiable
Cash in-person in the San Francisco Bay Area: Negotiable

Happy to use TomatoCage, if you want an escrow.

Rate will be based on the size of the transaction. Looking to do larger amounts and would love to meet up tomorrow. Contact me if you're interested.

Looking for as close to spot as possible, though I'm happy to go several points over. Would like to complete a trade as soon as possible.

[Selling]

Selling

Coinbase (including their $0.15 + 1% fee) +4%. BTC is sent 4-5 business days after the escrow or I receive the money, but the price is locked in at the time the money is received.

I can accept cash in the mail, precious metals, or cash in-person in NorCal.

I can pay escrow fees, though you are responsible for any costs the escrow provider incurs. I don't have an official minimum, but I cannot accommodate small trades, unless they're in person and you travel to me.

Buying

Bitstamp -1%. All fees paid by you. Payment made same day as the transaction. Happy to use escrow, paid for by you.

Payment methods are Western Union or cash deposit in your bank. Cash deposit is free as there are no fees, but you must pay for WU fees. I am in the US.

Escrow paid by you or you send first. For a select few users, I can send first. Please post below rather than PMing me.

Try to use clues based on your knowledge of the member.

Examples:

satoshi: 04051933
laszo: pepperoni
TradeFortress: 123456
MagicalTux: cantwaitforlunch
Brett Larson: pas$word

Well, I know the trust system is unmoderated, but a guy I've called out on possible scamming tactics is now creating multiple accounts and leaving me negative trust.

Here are the 3 profiles which have left me negative trust:

https://bitcointalk.org/index.php?action=profile;u=367219
https://bitcointalk.org/index.php?action=profile;u=366620
https://bitcointalk.org/index.php?action=profile;u=367216

LOL...yeah. I don't think anyone will take any of those guys seriously, but I've never really bothered leaving or receiving trust ratings in the past for lots of deals I've done on here (I'm working on that) so there isn't much to balance it out.

Anyway, is there a way to get rid of what is clearly spam? I mean, two of the guys weren't even logged in for a minute!

[Get your money out of BTER now]

Get your money out of BTER now. If the exchange or rollback with NXT (if you didn't know, BTER was hacked for 50 million NXT) does not work out, BTER may shutdown. No reason to think that they wouldn't return customers coins, except for the fact that they would really have no reason to at that point. I highly, highly recommend withdrawing all funds from BTER immediately. If everything works out, just deposit them back in. However, if they do go underwater, better to have your coins in your pocket than in their pocket.

BitcoinTalk Thread

NXT Forum Thread

Negotiations on the Blockchain

[With Collateral:]

With Collateral:

Open to all members.

In order of preference:

1. Alt coin collateral should be liquid and 120-150% of BTC value.

2. Physical collateral should be valued at 120-150% of the amount loaned and shipping must be paid both ways. (I am located in the US).

3. Digital collateral (e.g. websites, accounts, gift cards, etc.) is only accepted if transactions are irreversible and must be worth significantly more than the amount I am lending.

I have not made an effort to collect official feedback in the past for the numerous high-value transactions I have made here. If we are doing a loan with collateral for a significant amount, I am willing to use a mutually agreed upon escrow at your expense.

Without Collateral

I offer these loans conservatively. Do not bother if you are new, cannot correspond in proper English, and/or didn't read this post thoroughly.

___________________________________________________________

There is no set limit to the amount I am willing to lend. Large loan requests will likely be denied, though.

When making your request, please provide the reason for your loan, the time it will take to pay it back (<=1 week preferred and the max is 2 weeks), and the interest you are willing to pay.

Here is a good template to use:

Amount of BTC:
Collateral:
Reason:
Length of time:
Repayment amount with interest:

Please post all requests in this thread. I will ignore PM requests and automatically deny them, unless I already know you.

Yeah, so like the title says. Market rate. 

I can pay preev.com rate + 1% for any transactions over $1,000, up to a few thousand dollars.

I'm not a newbie, have plenty of trust on various forums, and this account is tied to my real life identity and businesses, but am still more than happy to use an escrow we can mutually agree on at your expense. Hit me up if you're interested. No tiny transactions please; I don't have the time.

I worked with a mining collocation company a few months back. I'm not experienced with Linux, but Linux was set up on these rigs. I now have full control over these rigs and they're not collocated anymore, but after they've appeared to stop mining (likely just mining with old credentials) I'm stuck having to unplug them until I figure out how to reconfigure them.

I could probably figure it out if I could login to the actual computers, but I honestly can't even figure out right now which GPU to plug the screen into (I've tried using remote access over my connection, but can't seem to edit it correctly).

I'm looking for someone who can help me out on this, preferably over Skype or IRC. If you can help, shoot me a message. As a sign of my gratitude you can configure the rigs to mine to your pool for the first 24 hours.

delete please

Looking to buy at .025 BTC/1,000 IC. Also have various other altcoins that I can trade with if you're interested.

So, the other day, I was at the San Francisco Bitcoin Meetup, which had over 250 people attending. Great, right? Yes, absolutely. However, that's not what stood out - what stood out was the tremendous support there was for Dogecoin.

I've always been a fan of Dogecoin, because I think there exists a great community for it. It's already widely being used online - so much in fact that there are more daily Dogecoin transactions than transactions of Bitcoin and Litecoin put together. Sure, in total USD value it isn't super high, but it's actually being used for micropayments - people are actually using it to tip, buy/sell/trade, etc.

Anyway, at this meetup, there were several speakers. One of the speakers we brought in ran Kraken, a mostly European cryptocurrency exchange which seems to be very promising. There was a question asked regarding adding support for altcoins-

He responded, saying that they were considering it and they have received a decent number of requests to add coins like Peercoin, Namecoin, etc. He then mentioned that they were receiving hundreds of requests per day to add Dogecoin - and I wouldn't quite believe it if I didn't see it, but there were literally two whole sections of people who cheered after he said that. Like 20-30 people in a crowd of bitcoin enthusiasts, all with some uncanny attachment and support for a coin that didn't even exist a month and a half ago.

Anyway, I just thought I'd share these two things that I found quite amazing- that a little monthly bitcoin meetup offering nothing but a place to have a beer and talk could attract 250 people and the fact that out of the 100 people who were actually paying attention to the presenters, literally a third of them were cheering for Dogecoin.

Nevermind, problem solved.