EDIT UPDATED
Some people hate Ripple but I still choose to NOT selling my XRP!
This is why:- they are still alive, many coins from 2014 are almost dead, Ripple NOT and in top 3.
Ripple has working software, many coins just don'tMore then 100 banks already uses Ripple
Hackers stole $81 million from the Bangladesh central bank in February last year after gaining access to its SWIFT terminalRipple employs over 200 peopleSome coins have just one or two...
SBI Ripple China https://ripple.com/ripple_press/ripple-strikes-multi-national-deal-with-sbi-holdings-to-meet-growing-demand-for-ripple-solutions-across-asia/SBI Ripple Indiastate bank of india (sbi) is the government bank whose transaction is much more than another banks of india, if this is write that sbi approve ripple transaction then all other banks of india will definitely approve ripple then, INDIAN BANKS means a huge jump to ripple (total no bank 18 private sector bank, 28 public sector bank). IN SHORT what sbi did all banks of india definitely copy that.
alone sbi has more that 13000 branches in india huge news for ripple.
More countries and banks will join Ripple in the futureRipple to Place 55 Billion XRP in Escrow to Ensure Certainty of Total XRP SupplyI don't see this happening with other coins.
https://ripple.com/insights/ripple-to-place-55-billion-xrp-in-escrow-to-ensure-certainty-into-total-xrp-supply/Further Decentralizing the XRP LedgerAs we continue these initiatives to further decentralize the system, XRP Ledger will inherently become even more resilient. A key benchmark that we aim to achieve is to become more decentralized than Bitcoin, which at the time of writing is 51% controlled by just five mining pools. This means the largest five pools working together could achieve a 51% attack and reverse transactions (double spend) at will. For Ethereum, this number is even lower: only three pools are needed for a takeover.
To match Bitcoin, XRP Ledger would need just 16 trusted validators. Add more, and the number of tolerable faults increases accordingly. In other words, XRP Ledger will not just meet, but exceed the decentralization level of other public blockchains.)
https://ripple.com/insights/how-we-are-further-decentralizing-the-ripple-consensus-ledger-rcl-to-bolster-robustness-for-enterprise-use/Ripple can scale to handle the same throughput as Visa, but more reliably and at a lower costhttps://ripple.com/insights/ripple-continues-to-bring-internet-of-value-to-life-new-features-increase-transaction-throughput-to-same-level-as-visa/500 times faster then bitcoinRipple on Coinbase in January (rumor)
Amazon testing RippleXRP is now bigger then Ethereum 
Ripple has the best marketing I saw in 2017What will the value of XRP if all banks using RippleI don't care if they helping banks. I still need my bankaccount. I don't see any differents in 5 years.
That's why I see a good future for Ripple.
Some comments I see:- BTC is decentralized.. Why is one transaction still 20/40 USD? I think some big miners in China still controls BTC.
But I think it will be better in the future. Cheaper transaction and faster payments (if all miners accept this)
https://medium.com/@homakov/stop-calling-bitcoin-decentralized-cb703d69dc27- I don't see BTC / ETH as a real payment. You don't know how much you can buy every day. One day you can buy a car for 20.000, one week after you can buy a car only for 12.000. I believe in the blockchain technology, and there have been some great projects like Ethereum, Tezos, Golem, Siacoin and many more..
- Banks don't use XRP.. NO this is not true! For a transaction you need XRP. It's not much but you need XRP for every transaction.
Donation are welcome 
Ripple wallet: rsxwB1XMr4z9ZCuApbxW9JJY6fx2F6ckq1
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