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A friend shared this story with me and I think it's worthy of discussion here to further open our eyes to safeguard our private/seed phrase like our life depend on it. Our life actually depends on it because the purpose of investment is to make things easier for us in the future when we don't longer have strength to do hard work. It was reported that a man lost about $12m worth of BNB because a cat eats a paper containing his seed phrases. full story hereI don't know how genuine the story is but let assume it actually happens, what will be your reaction if you happen to be the one? I still believe many people here have their seed phrase written on a paper which is not entirely wrong but how safe and secure is the paper? We've raised concerns about paper decay, burning etc but least we expect this scenario of animals eating the paper. To invest is hard but it seems securing the investment is much more harder. Do we have zoologist in the house? Is there any chance of recovering the seed phrases either by killing the animal or any other way?
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For quite some time now, I have known Telegram to be a scammers eden and I'm always careful dealing with unknown person there. Some few days back, I received a message from unknown person offering to buy my Telegram Username for 700 TON which is equivalent to $3,990. If you are greedy type you'll easily fall for their trick. I already know it's a scam trick but I pretended and played along to know which format it is this time around. After some chit chat with the unknown person, I agreed to sell the Username. I asked about the payment process and he made mention of FRAGMENT which I'm not actually conversant with. He asked me to fund the wallet with 35 TON (5%) of the agreed amount he's offering to buy my Username. At this point, I'm certain it's definitely a scam and become extra careful. To cut it short, he sent me a link to click and proceed with the transaction. I never click the link thou but I previewed the link and the details are shown in the screenshot below.    I was actually too busy and we were not able to get to the end of the drama. Now, his account is showing deleted account on Telegram. So, I have some few questions; i. How does Fragment method of transaction really work? ii. Has anyone experienced this method of scamming before? iii. What's the trick here? How will it likely end?
Warning! No newbie should ever entertain conversation to this stage with a total stranger as they're likely to fall victim. I'm confident on myself because I'm familiar with their games.
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My case is somehow similar to this https://bitcointalk.org/index.php?topic=5517924.msg64730491#msg64730491 but I couldn't find resolution under the thread. Perhaps, it's a different approach. I created Unisat wallet on mobile phone and back up both seed phrase and private keys. I attempt to import the wallet on my pc using Unisat wallet extension but after importing the wallet using the wallet seed phrases, they issued me different wallet. I have some funds and still visible on my phone.  I checked the seed phrases on my pc and it's the same with the one I have on my phone yet the wallet address is different and my funds are not showing on pc. I check the private keys but they're different unlike the seed phrases that are the same. I have tried multiple times but still getting same results. Perhaps, importing using the private keys might bring out my real wallet but there's no option to import using private key on Unisat extension for pc. Thou, this is not the first time I'm experiencing issue like this. I have had the same issue with EVM wallet and I abandoned the wallet since it's empty wallet but I think it's becoming often. Is there anything I'm missing while creating a wallet? I will appreciate more and details explanation on the cause of this and how to get it fixed.
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I'm not aware of this new development until this morning while trying to upload some images to talkimg.com but it's requesting me to log in before I can perform any further action. I can't find option to create account on the site and I don't remember creating one before. I don't know which email and password it's requesting.  Please refer me to appropriate thread concerning this case if there's any. I have checked but see none. Is the site broken down or there's upgrade going on? Is anyone facing the same challenge?
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I came across this post yesterday on Twitter and I think it worth sharing here because reading through the comments under the post was very disheartening. I don't know the appropriate board that fit this topic between beginners and help, and trading discussion.  As seen in the image, the poster include his telegram channel link where he can get advantage of newbies and rekt them of their hard earned money. People still believe that crypto is a quick money scheme because of things like this they see online. It baffled me how people were regretting missing out and ask how to get the next signal under his comment section. In case, you don't know they are using you to make money for themselves with their pump and dump tokens. There's no shortcut to success. You need to sacrifice your time and learn, don't fall victim for this online scammers portraying themselves as expert traders or whatsoever. I strike out the sensitive part in the image because some gullible will still want to go after them and give it a trial. Be vigilant out there, please.
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I don't know if this discussion is suitable for this board, someone should recommend the appropriate board and I will move it if it doesn't belong here.
I created a wallet with BlueWallet for quite some time now but I recently discovered that my address changed each time I used it. I overlooked it the first time it happened, it happens again and now the third time. I checked through the app and I discovered series of addresses with a status of "used" beside the ones I have used to received funds and "receive" beside the yet to be used ones.
My questions: Why the change of address after each transaction? Will I still receive the funds sent to any of the used address (s)? Does this address have a unique private keys? Is there any way to stop that?
By the way, I imported the wallet using the key phrases generated when I first created the wallet into Trustwallet and it shows the first address on the list. That first address is showing "used" in BlueWallet.
I need more explanation, please.
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I experienced something today on my EVM wallet and I'm still in shock how the hell it happened. Before now, I have some wallets that were compromised due to my carelessness with their security. I saved some passphrase in my email and saved some on Google drive as image because I took screenshot of the phrases. I learned lesson the hard way when my funds were wiped out from the wallet.
After that incident, I created a new wallet with utmost care and attention without copying or saving the seed phrases online. I carefully wrote down the seed phrase and mnemonic words and keep it safe which I believe no one aside me have access to it. Today, I was reading something about wallet here and I decided to check my wallet but I discovered that all my funds have been wiped out again for the second time despite being security conscious.
I have a rethink to figure out what might be the cause and then I realized that I mistakenly connect the wallet to claim an airdrop last week but I immediately disconnect the wallet without approving any transaction when I noticed that I connected the wrong wallet.
Could this be the cause? Mind you, my assets were intact after the incident until this happened three days ago thou I noticed it today.
My questions: Is it possible for airdrop sites to access your funds even after disconnecting your wallet? Is there any other way wallet can be compromised aside this mistakes?
It's becoming scary day by day to leave huge amount of assets on wallet this days. Perhaps this is one of the reason some people still think everything about bitcoin and crypto entirely is a scam as funds lost can not be recovered. I will appreciate detail explanation on this and the solution to avoid future occurrence.
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First of all, I don't know if this board is the right place for this discussion or beginners and help would be much better. Mods should please move it to appropriate board if it doesn't belong here.
For quite some time now looking at the things happening around us, I begin to ponder over this issue "is there really a path to success?" but I couldn't figure it out. The truth is, there's no single path to success.People just find themselves successful, and then they start telling you the path they've followed.
However, there are thousands, if not millions, of others who are following the same path but keep on failing. To certain extent, I conclude that it's more of a providence than of a hard work, not saying hard work doesn't pay though. In fact, it's more likely that you'll succeed with hard work than to wait for a probable providence.
Now, I don't know whether to place being successful and playing gambling on the same category where you risk but you have no idea about the outcome and solely rely on luck?
I want to hear your opinions on being successful.
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For several times, it has been discussed here that we should avoid storing assets in custodial wallet in order to avoid lose of funds. Telegram as one of the controversial social media platform has enabled wallet feature on their app for premium users. I read a thread here sometimes back asking how secure and reliable it is to use telegram wallet and many users here kicked against it (I can't find the thread as reference). This very morning, a colleague in one of our platform brought a telegram related issue to platform seeking for help. He created a wallet on the app and store some funds there but unfortunately Telegram banned his number from accessing their services and that means automatic lose of funds. I don't know if there's a faster way to appeal for unban but I also have the same issue for over a year now and effort to unban the number prove abortive.   Creating a secure non custodial wallet won't take up to ten minutes or even less. I don't know the level of conveniences these unsecured wallets offer that people tend to be making such mistakes of using them for their asset storage. Not your keys, not your coins has been an anthem for as old as crypto exits but we turn deaf ears until things get worse before we learn. This is not only applicable to Telegram wallet but to all wallets which you have no control over the phrases. It is as good as if you have no asset because the custodian can deny you access at any time.
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For some times now e dey very difficult to obtain international passport for this country. The money wey you go spend and the long time e go take before being processed really dey discouraging. This administration together with the ministry of interior and immigration services don launch the automation passport system. For your studies abroad, japa mission or any other purpose, you no need to worry about passport again because you go get am within a short period of time without going to offices and waste your time. Yes, the long anticipating passport automation system is now active for enrollment. In case, you need to enroll yourself and get the passport for any purpose, here are the steps to follow: Step 1 Visit the official website and input your NIN to auto fill your details from NIMC. Step 2 Complete other data fields that are not auto filled. Step 3 Upload your passport photograph and other documents needed (make sure it meets ICAO standards). Step 4 Visit any nearby immigration office for biometric capturing. Step 5 Wait for a maximum of two weeks to collect your passport. credit Indeed, this na commendable development as it seems to make things easier for the citizens who wish to get the passport.
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The agency wey dey regulate inter bank service for our country we dem name be Nigeria inter bank settlement system (NIBSS) don give direction to all deposit money banks, merchant banks, switches, mobile money bank, payment services bank, micro finance bank, mortgage bank and others to delist them as the beneficiary on NIP fund transfer channel because it contravene the CBN guidelines on electronic money transfer.  In summary, if you get money inside any of the above affected platforms, you no need to worry because your funds dey save. You fit transfer out but you no go fit fund again if dem implement the rules. Opay, Kuda, palmpay, chipper cash and other mobile banking apps wey we dey use for fast transaction dey affected from this circular but in another development, Opay verified Twitter handle posted that they're not affected with this directive. https://twitter.com/OPay_NG/status/1732738222533312912?t=sPxBe3Ren9L3NhIHlehjzw&s=19 To some extent, the directive make sense because e go protect us from scams because some of this online banking platform are out there to with one kind motive. But on the other hand, this directive is planing to push us back to traditional and financial banks killing us charges for everything and e no go too favor us for crypto space. How una see this matter?
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Data from the National Lottery Trust Fund (NLTF) has revealed that over 65 million Nigerians actively engage in betting, spending an average of $15 daily. This is just as it disclosed that everyday, 14 million bet takes and payments are made online in the country. continue reading here....Recalled that Nigeria population is estimated to be around 200+million and from the information above, over 65 million people are engaged in gambling on a daily basis amounting to over 32% of the country population. With the recent economic crisis and hardship affecting almost all the nations, if large number of people are spending this much on betting, can we say that they relied on gambling to survive? But, I think we need to know how much betting sites are paying out daily too, so we can make comparison. 
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Original Topic: Why people should be using SegWit addressesAuthor:1miau
Four years ago, the SegWit ( https://en.bitcoinwiki.org/wiki/Segregated_Witness) don dey and one of the koko benefits be say the transaction fees go reduce, transactions wey dey come from SegWit addresses dey attract lower fees. The Bitcoin addresses get many different formats. If you look at the beginning of the address, you go see the prefix. This fit show you the kind of address wey e be. Prefix | Category | Format | ________ | __________________________ | _______________________________________________________________________________ _____________________ | 1… | Legacy-Address | P2PKH (pay to public key hash) | 3… | Multisignature-Address | P2SH (pay to script hash) | ________ | __________________________ | _______________________________________________________________________________ _____________________ | 3… | nested SegWit-Address | P2WPKH-P2SH (pay to witness public key hash - pay to script hash) / P2WSH-P2SH (pay to witness script hash - pay to script hash) | ________ | __________________________ | _______________________________________________________________________________ _____________________ | bc1q… | native SegWit-Address (bech32) | P2WPKH-bech32 (pay to witness public key hash) / P2WSH-bech32 (pay to witness script hash) | bc1p… | Taproot-Address | P2TR-bech32m (pay to tap root) |
1... the addresses wey dey start with 1 na the regular standard Bitcoin address. The addresses wey get dis prefix no be SegWit. 3... If address start with 3, e fit be either SegWit or multisignature address. The only way to know whether na SegWit address or multisignature address na to check the details of the outgoing transaction. bc1... The addresses wey start with bc1q na di native SegWit addresses. The ones wey start with bc1p na the Taproot addresses... The addresses na always SegWit. A simple explanation about how to know whether address na SegWit address, you fit check here: BTC addresses starting with "3" what are they ? simplified explanation. Native SegWit or nested SegWit? After reading wetin dey above, e go make you know wetin be the benefits of using SegWit addresses, but you fit still dey ask wetin dey different between native SegWit address (bech32, starts with bc1q...) / Taproot Address (bech32m, starts with bc1p) and nested SegWit address (P2WPKH-P2SH / P2WSH-P2SH, starts with 3....). For us, e dey important make we know say using native SegWit address or Taproot address go give us even lower fees pass using nested SegWit address. Sending from nested SegWit address (3...) compared to normal legacy address (1...) go dey 26% or more cheaper. Sending from native SegWit address (bc1q...) compared to normal legacy address (1...) go dey 38% or more cheaper. The exact amount of percentage wey you go save depend on how many inputs the address get, so if the address get many inputs, you fit save more. In November 2022 we get new type of address wey dem call Taproot-Address (bc1p...). E dey the same level with native SegWit address (bc1q...) when we talk about fee savings. If you dey use Taproot-Address send, the fee go be around 38% or more cheaper pass if you dey use normal legacy address (1...). You fit see exact details about savings wey Taproot go bring by visiting here, provided by Charles-Tim. One of the main reasons why native SegWit and Taproot dey similar na because dem both come from the same Witness Programm (bech32 / bech32m). Wetin be additional advantages for using SegWit address? In addition to the lower transaction fees wey you go get for your own transactions, you go also help the Bitcoin network when you use SegWit address because more transactions go fit into one block so, the Bitcoin network go fit process more transactions per second, and dis go benefit every participant. Any disadvantage dey? If you don use Bitcoin for some centralized services, and you wan send am to your own bech32 SegWit address, dem fit reject am as invalid because some of the websites wey dey centralized never update. Dem no go fit recognize this new bech32 address format. However, this one only apply to bech32 addresses, but not nested SegWit address. Nested SegWit address dey compatible for everywhere. Most of the services dey go eventually fully support bech32 address format. This one na just information incase you dey confused about why some centralized services dey reject (BTC) bech32 addresses. You fit see the different address formats wey different platforms and services dey support, by visiting this link: https://en.bitcoin.it/wiki/Bech32_adoption Stats wey dey interesting about SegWitAs with other aspects of Bitcoin, we get statistical data wey dey valuable about SegWit, like the information wey dey available for transactionfee.info. On top the other information, you fit find the share of Bitcoin transactions wey dey use SegWit: https://transactionfee.info/charts/payments-spending-segwit/Currently dey around 86%. https://transactionfee.info/charts/inputs-types-by-count/Note: the total numbers of native SegWit (bech32, purple and dark blue) no too high compared to nested SegWit (light blue and orange) ConclusionAs a matter of fact, choosing a bech32 SegWit address go be your best option for the long term. The advantages of using bech32 address dey important. The biggest advantage na say the fees dey lower, and e go also make the Bitcoin network dey more efficient. 
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Security is everyone's responsibility and it has become very necessary and paramount to protect ourselves from cyber attacks as we engage ourselves online on a daily basis. As technology is advancing and improving is the same way hackers are also advancing in their methods by using different social engineering. This is not the first time something like this is being discussed in the forum but I think it's necessary to be bringing it up on a timely basis in order to keep us abreast. Let quickly brush on the following techniques use by hackers and how to protect yourself from them. Phishing is a type of cybersecurity attack which happens when malicious actors send messages (email to be precise) pretending to be a friend or a company so as to steal information or corrupt their devices. Example of Phishing This unfortunate love story started in the Philippines in the year 2000 and was delivered with the subject line I Love You along with instructions to read the attached email. The virus was tracked to an email address registered to an apartment in Manila, which led to Onel de Guzman. He created the Love Bug virus, not thinking it would reach as many people as it did.Within 24 hours of releasing the virus, it had spread across the world.Remember that it can be in form of link too and not necessarily need to be a file. Smishing is similar to phishing just because it has a common goal. However, it uses deceptive text messages to manipulate victims into giving out sensitive personal information such as bank account details, credit card numbers and login credentials. Example of Smishing I have decided to call this lookalike walmart attack because their aim is to portray themselves as those big firms who you probably have transactions with, in other to trick you into believing they are rewarding you. At times, you can still get messages like this even if you have never used their services before. Sometimes, some amateur attackers just send these messages at random.Vishing is very similar to phishing with the exception that this uses phone calls. This is a manipulative practice of making phone calls or voice messages pretending to be from well known companies in order to make individuals to reveal personal information, such as bank details and credit/debit card numbers and more. Example of Vishing Have you ever received a phone call, telling you your account has issues and the person you are talking to is a supposed customer service agent? That is Vishing. They pretend that they are from the banks or other institutions that houses your private information. Their aim, is to get those data off you and use it in dangerous ways.How do we protect ourselves from being a victim of these attacks?
The simple way to avoid these attacks are by following the preventive measures which may include: Don’t ever click on SMS or email you are sent from unknown sources. Go to the company's website for verification by typing their URL. Check the names of the sender and most importantly, the links too. Does it make sense for a reputable organization to use bit.ly? Ask yourself that amidst others. Never share private information over the phone. Its better you meet with the company physically to confirm. Verify the number of the so called company that is calling you. Check their website or the internet to confirm if the numbers correlate. However, know that, numbers too can be cloned, so it’s better to just stick with not sharing sensitive information over online or phone call. Always download your apps from playstore or apple store for android and apple device respectively because a malware named trojan can be embedded inside those Apps you download from untrusted sources. Better safe than sorry. Do not visit sites that starts with Https because these are sites that are not secured with Tls(Transport Layer Security) or as it was previously known, Ssl (No more in use). Secured sites url should start with https. A compilation of these tips and more on cyber security can be read via this documents
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Una weldon my people. Something happen to me this morning and no be the first time be this. As we dey flex exchanges on a daily basis carrying out P2P transaction, make we dey vigilant and observant abeg because scammers full exchanges now. I sell some asset this morning on kucoin and unfortunately the vendor deduct 10 naira from my money and telling me that it is because of interbank charges. Shey you dey whine me ni? Na me suppose pay for your bank charges? The first time it happened to me on Binance it was 100 naira and a friend besides me told me that the same thing has happened to him before. Instead of paying him 9k the vendor sent him 900 naira and he released the asset before realizing he was paid 900 instead of 9000. This is my chat with the vendor after the incident.  I use to see on some vendors advert that they'll charge you some money for fees and I always avoid such ads but this one doesn't have anything like that. At least, if there is agreement it would have been better and some people will definitely patronize you but not me actually. No allow anyone to scam you by sending half payment and release the crypto. I know this 10 naira is very small that I can dash the vendor but removing the 10 naira without my consent is what is paining me. It might be 100, 1000 or 10000 tomorrow if I didn’t notice it. Always verify the full amount before you release the crypto please. You're not supposed to pay for any body's bank charges. Stay safe always!
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My people how we dey today? I believe we dey survive the country hardship jeje dey go. I bring this update come here for people wey need am including myself. We know how incompetent our identity management commission dey be for this country if not e no suppose dey take years to get plastic NIN card after registration. Even for my school, e no dey take up to 3 days to get plastic ID card as a new student when you finish your registration. I no con know why NIMC dey take many years to provide us with plastic NIN despite government funding. Thank God, you no need to wait for years again to get your plastic NIN. With the help of your phone and little money you go get am instantly. How? Just follow this steps: 1. Download NIMC app2. Log in using your NIN 3. A code will be sent to the number linked with your NIN. (if you don't receive the code, dial *346*3# from the Sim that is linked to your NIN) you'll receive your user ID and OTP. 4. Input the user ID and OTP You're almost there. Your dashboard will display showing your informations. 5. Proceed by clicking on print premium slip 6. Make payment using remita (approximately 1300 naira). 7. Download the soft copy after the payment 8. Take it to any nearby café for print out (it will cost around 2-3k) Congratulations for having your plastic NIN without waiting for years again. Wetin be the benefit of having plastic NIN? I believe some people go dey wonder say ahh wetin they wan use plastic NIN do wey go make dem pay money on top to obtain. Make I yarn you some benefit of having plastic NIN. Plastic NIN na coloured in nature. As a student, you can use it during application for scholarship that require identity verification. You no fit japa without it too. For exchange traders here, you go use am do any exchange verification as well. E dey durable and no go easily damage. The benefits plenty but make I no make the post long. The information and procedures is culled from this video and it's tested and verified.
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I greet this house with utmost respect. I carry this matter come here for proper conversation as brotherly concern. The matter no too concern here as per na my personal experience but since we dey transact on P2P on a daily basis, something like that fit sup one day. In case something like this happens wetin be the way forward? This response https://bitcointalk.org/index.php?topic=5467496.msg62877631#msg62877631 in another thread is the reason I Wan drop this here. I'm talking from experience because it has happened to me just last month. Although mine was not in P2P exchange but it was a similar case. I sent money from one of my bank account to another different bank and it was successful while I was not credited in the receiving bank. At first, I thought it was network issue and I gave it some hours but unfortunately I still didn't receive it after 10hrs passed. I had to reach out to receiving bank for complaint since the transaction was successful from the bank I sent from. I was told to wait for 24hrs and if I still didn't receive it after that, I should let them know. To cut the long story short, I called back after 24hrs elapsed and I was requested to provide the transaction details which I did. The issue was forwarded to their technical support for checks and I received a response that "Dear Customer, sincere apologies for the delayed inward transfer issue, transaction can not be found, kindly reconfirm the transaction details from your bank." I was like ahhhh so this money has gone just like that? No, I contact the bank I initiated the transaction from and update them on what is happening and they confirmed to me that the transaction was successful from their end and if the receiving bank insisted it wasn't successful, I should request for a statement of account so they can check. As instructed, I requested for account statement and sent it to the bank I sent the money from for checks. I don't know how they both do about it but I received the money after 14 days from the date of initial transaction. The transaction took place on the 25th of August while I received the money on the 7th of September after I already assumed the money has gone. Let assume this happened in P2P transaction; what will be the way forward? I'm sure we all we assume the payer did not pay just like the guy I posted his link thought whereby he paid but the problem is actually from the bank. Disclaimer: Don't assume this to be the case when you're dealing with any transaction on P2P and release your crypto, you might lose your asset. I repeat this here so we can share ideas.
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It's inarguable that BTC value has grown immensely overtime and it's one reason to keep accumulating BTC as you can. Apple has just unveiled iPhone 15 which is estimated to cost about 0.031 BTC with the current price. Comparing the price of previous iPhone to bitcoin, you'll see the important of investing in bitcoin than buying assets that depreciate in value overtime. Of course, the risk of investing in bitcoin can not be overlooked just like any other investment but the bitcoin risk is worth taking. This image below was taking from Coingecko comparing BTC needed to buy iPhone over the years.  Imagine holding the BTC that you used to buy iPhone 4s till the present day and see the number of iPhone 15 you can acquire with it. If you have not started investing in bitcoin, this is the right time to start.
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Learning is continuous process and I am ready to learn and begin my bitcoin journey. Don't mind my rank concerning what I am about to learn please. First of all, I want to know how to create a non custodian wallet (I want to own one) and does it require payment to create or maintain? All this while, I have been using, storing and transacting with exchanges like Binance, kucoin and others.
Secondly, what is the purpose of sign message that I use to hear and see? How do I sign a message? Is the sign use to approve transaction? I don't know how to sign a message and the exchanges have never require me to sign a message before.
Don't be surprised seeing this coming from me. I think it's high time I desist from trusting my coins with exchanges. I don't like what I'm hearing in the news this days about exchanges change users deposit address or delisting. I don't want to regret in the end. One who asks can never lost, please enlighten me.
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Una weldon my country people. As e be like this now, many of our people Don dey rank up small small with their hard work and the support of each other here. To learn dey sweet for body when you dey learn and earn at the same time. Na the reason why I say make I create this thread so we go dey update each other on signature campaign wey launch newly or the old ones wey get open slot as e dey happen for other local boards. I check the board but I no see such thread (if e dey already abeg call my attention so I go lock this one) na why I say make I create am. E go make sense make the thread dey pin 📍 to first page but I no know how our bosses here particularly brainboss go see am. I go like explain some related abbreviation for signature campaign small before I continue. - OPEN: e mean say the campaign dey open for qualified applicant to apply
- X: this x means the number of participants require for each rank
- CFNP: this one mean say the campaign Don close for new participant at that moment
- FULL: e mean say the campaign don reach the number of participants required
- FINISHED/CLOSED: this one mean say the campaign Don finish or something happen and the campaign close
You fit add if I skipped some important abbreviation. At the moment, we get this campaign wey get open slots for new applicant manage by RoyseWe have several openings. 2 x Hero 2 x Sr. 2 x Full Member 2 x Avatar Please apply. I will accept applications for the next week Minimum Merit requirement in the last 120 days: 150+
NOTE: Abeg read and understand the rules wey dey the campaign wey you apply before you drop your application for any campaign posted here.
I go like here una opinion and suggestions concerning this thread and it can improve. Cheers 🥂
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