Do you know that goldman sach is bankers and bankers will always hate crypto. They want to take control all your money and with crypto they can not control our money. Because we can control it by our self. I dont believe what bankers say. I was a bankers and i know they are all bullshit.
But there is truth in Goldman`s words. 80%+ of new ICOs/Projects are scams or projects with ideas which already have been invented.In my opinion <10% of projects will remain on market after a great fall (bubble burst).