I have lost steam and don't have idea at all where the project is standing right now. All I remember was participation at start of month in FISCA conference and that's all. That application on platform which was to be launched and had delay due to changes in its design because of legal compatibility what happened with that ? Instead of going through previous pages it would be nice to know direct reply which can be helpful for others as well.
Hi! We prepare for the launch of the application in Russia and some other countries. In Russia we are at the last stage of the integration with our partners and soon will be ready to launch the full model. Right now the app is operating in the demo mode. We also work on the implementation of the SUR tokens in the app. What country will you start working with after the official launch of the platform in Russia? It is difficult to say now which country will be the next, it depends on how fast we will be able to integrate with the partner. For now, we think it will be Kazakhstan. |
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Partnerships with debt collection agencies might be useful in case the person can't pay up there is a way or getting the money back for the guarantor. Might put off some users though who wouldn't want any bailiffs knocking on their door
We will think about that. But first, we will motivate borrowers to pay loans back by reducing the interest rates and the amount of fee for the vouching for the disciplined borrowers. If borrow will not return money he will not get a new credit and will have a bad reputation in credit history. Usualy peoples try to pay credits. Unfortunately, sometimes people do not pay the loans back. The lenders realize that, and that is one of the reasons for the interest rates to be that high. As I know you had a test bounty where many users can check there stragedy of a garantor and garantee the loans for borrows with different trust level. Yes, we had one. The goal was to test how the app worked. The users only could use the demo mode, they did not vouch for the real borrowers. |
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Partnerships with debt collection agencies might be useful in case the person can't pay up there is a way or getting the money back for the guarantor. Might put off some users though who wouldn't want any bailiffs knocking on their door
We will think about that. But first, we will motivate borrowers to pay loans back by reducing the interest rates and the amount of fee for the vouching for the disciplined borrowers. If borrow will not return money he will not get a new credit and will have a bad reputation in credit history. Usualy peoples try to pay credits. Unfortunately, sometimes people do not pay the loans back. The lenders realize that, and that is one of the reasons for the interest rates to be that high. |
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I have lost steam and don't have idea at all where the project is standing right now. All I remember was participation at start of month in FISCA conference and that's all. That application on platform which was to be launched and had delay due to changes in its design because of legal compatibility what happened with that ? Instead of going through previous pages it would be nice to know direct reply which can be helpful for others as well.
Hi! We prepare for the launch of the application in Russia and some other countries. In Russia we are at the last stage of the integration with our partners and soon will be ready to launch the full model. Right now the app is operating in the demo mode. We also work on the implementation of the SUR tokens in the app. |
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Partnerships with debt collection agencies might be useful in case the person can't pay up there is a way or getting the money back for the guarantor. Might put off some users though who wouldn't want any bailiffs knocking on their door
We will think about that. But first, we will motivate borrowers to pay loans back by reducing the interest rates and the amount of fee for the vouching for the disciplined borrowers. With this approach, your project will conduct educational work with borrowers and accustom them to the timely repayment of the loan. We hope to help borrowers to raise their financial literacy as well. |
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Меня также другой вопрос интересует: с какой минимальной суммой можно начинать работать на платформе поручителем?
100 рублей, по всей видимости, будет явно недостаточно. Скорее всего, придется пополнять счет платформы минимум на несколько тысяч. А с какими ЭПС будет работать платформа Suretly? 100 рублей будет достаточно для одного поручительства. Потренируйтесь в демо режиме, чтобы понять, какая сумма будет для Вас комфортна, такую и вносите в приложение. Да, нужно будет последовать вашему совету. Демо режим позволит ознакомиться со всеми тонкостями процесса поручительства. Сразу многие моменты и нюансы прояснятся. Все верно. И когда появятся активные заявки, уже будете готовы поручаться. |
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It is necessary to start with something. They start form Russia and get experience at russian market. Russia is a big country and they get a lot of experience. After Russia they can start to work with different countries.
Right. It is necessary to start with one country to work, so that in practice all the subtleties of work can be checked and decided for themselves: is the team ready to expand the field of activity or not? Hi! We will start in Russia, but we are working with partners from different countries in order to enter the new markets. |
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Partnerships with debt collection agencies might be useful in case the person can't pay up there is a way or getting the money back for the guarantor. Might put off some users though who wouldn't want any bailiffs knocking on their door
We will think about that. But first, we will motivate borrowers to pay loans back by reducing the interest rates and the amount of fee for the vouching for the disciplined borrowers. |
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in my opinion it is very cheap for SUR prices, because the total supply is only 300,000 tokens, and that should be the price per 1 token can reach 50 $, but what happens? is not what we imagine I agree that the price of the coin is now small. But I hope that the situation with the price will change when there will be a lot of advertising everywhere that the project application has already begun to work actively. Most likely, a good rise in price will occur when the team concludes partnership agreements with microcredit organizations from other countries of the world and the guarantors for the replenishment of bills will buy project tokens. It is necessary to start with something. They start form Russia and get experience at russian market. Russia is a big country and they get a lot of experience. After Russia they can start to work with different countries. You are right! And we also consider other markets to enter in parallel with Russia. |
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Reclaiming a loan in fiat is going to have to go through the courts, unless you use a private enforcer. What happens if they are unable to pay back the SUR loan - is it treated in the same way as fiat money or do they walk away with the SUR without being chased?
If I correctly remembered the explanation of the representative of the project, then in case the substitute does not return the loan, the amount of the outpost is blocked in the account with the guarantor. But whether it will be possible to use it a second time or not, I do not know. Hi! In case of borrower's default, the vouching amount will be transferred to the lender. |
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Reclaiming a loan in fiat is going to have to go through the courts, unless you use a private enforcer. What happens if they are unable to pay back the SUR loan - is it treated in the same way as fiat money or do they walk away with the SUR without being chased?
Hi! Borrowers will not receive loans in SUR tokens. Only vouchers (guarantors) can use SURs to vouch. In the case of borrowers default, we will convert SUR tokens into fiat money and transfer them to the lender. |
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Очень интересно как все это будет происходить, возможно попробую поработать с ним на маленьких суммах. Пытаюсь разобраться с приложением. Не вижу активных заявок, это у меня проблема или же по РФ нету еще ничего?
Здравствуйте, все верно, пока нет активных заявок. Осенью 2018 они появятся, а пока можете потренироваться в демо режиме Можно узнать, если я, к примеру, выделил 1000 рублей в качестве залога, но заемщик не вернул кредит, тогда что будет с этой 1000? Здравствуйте, прежде всего, вы не можете поручиться суммой, превышающей 500 рублей. В случае, если заемщик не возвращает деньги, сумма поручительства перечисляется кредитору. Но при это полученное вознаграждение (например, 100 рублей) в любом случае остается у вас. Меня также другой вопрос интересует: с какой минимальной суммой можно начинать работать на платформе поручителем?
Минимальная сумма поручительства - 100 рублей.
Спасибо! Да, там все строже, чем в России, есть много своих нюансов.
Нюансов в любом законодательстве хватает. Но я думаю, что после того, как платформа начнет активно работать в России и получит много положительных отзывов от заемщиков и поручителей, справиться с нюансами в других странах уже будет намного легче, чем первый раз в России. Здравствуйте! Мы в любом случае прорабатываем одновременно несколько стран для выхода. И да, действительно, основные нюансы уже проработали на России (договоры, интеграции с платежными системами и пр.) Вы правы, что только с одной страной начинаете работать. Так как на практике могут всплыть еще какие-то моменты, о которых позабыли или не догадывались. Как раз будет время их проработать и уже быть более готовым для работы с другой страной. Здравствуйте, все верно, начнем в России. Но вероятнее всего достаточно быстро мы начнем подключать и некоторые другие страны. Меня также другой вопрос интересует: с какой минимальной суммой можно начинать работать на платформе поручителем?
100 рублей, по всей видимости, будет явно недостаточно. Скорее всего, придется пополнять счет платформы минимум на несколько тысяч. А с какими ЭПС будет работать платформа Suretly? 100 рублей будет достаточно для одного поручительства. Потренируйтесь в демо режиме, чтобы понять, какая сумма будет для Вас комфортна, такую и вносите в приложение. |
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Poorly developed economies is not always the best place for this product. I'm sure if you tried to launch it in some south american countries you will give out your loan they will run away without paying. There will be few guarantors if that happens which is bad for suretly
I am also interested in this question , how will the loans be insured if the borrower just runs away and does not pay .perhaps there will be any agreement with the regulatory authorities Hello! If the borrower would not return the loan, the MFI will send the information to the credit bureau of the country. The vouchers can also file a collective lawsuit to make borrower pay. It becomes more difficult for the borrow not to pay for the loan. If he will not pay he will not get a new credit. I became a problem to him. And that is why we beleive people will tend to pay the loans, at least, the most part of them. |
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Очень интересно как все это будет происходить, возможно попробую поработать с ним на маленьких суммах. Пытаюсь разобраться с приложением. Не вижу активных заявок, это у меня проблема или же по РФ нету еще ничего?
Здравствуйте, все верно, пока нет активных заявок. Осенью 2018 они появятся, а пока можете потренироваться в демо режиме |
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Does this project still alive? The TS is not active here and did not made an update. Is there any chance or any hope for this project to wait or it is needed to be forgotten and includes this one in the long list of those failed projects and scams that give false hopes and bring loss to its investors and adopters?
Hi! Yes, the project is alive, I am the team member and I am communicating with the community here. Please, join our Telegram channel for fast communication with the team https://t.me/suretly_official and read the news on the Suretly blog https://blog.suretly.com/?gi=e7057d17bb46 . |
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Poorly developed economies is not always the best place for this product. I'm sure if you tried to launch it in some south american countries you will give out your loan they will run away without paying. There will be few guarantors if that happens which is bad for suretly
I am also interested in this question , how will the loans be insured if the borrower just runs away and does not pay .perhaps there will be any agreement with the regulatory authorities Hello! If the borrower would not return the loan, the MFI will send the information to the credit bureau of the country. The vouchers can also file a collective lawsuit to make borrower pay. |
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Poorly developed economies is not always the best place for this product. I'm sure if you tried to launch it in some south american countries you will give out your loan they will run away without paying. There will be few guarantors if that happens which is bad for suretly
Hello! We will work in different countries, and everywhere we will find partners who are aware of the local situation. They do have all means to choose the disciplined borrowers for the crowdvouched loans. And we will also work in wealthy countries, like the US, for example. |
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Here is a representative of the team and he answer to all the questions. There is a road map and you can check all the main poins. But I agree that it is very hard to wait when the platform will be ready.
In the latest news of the project, it was said that the platform was already prepared for work and launched. You can register on it and replenish your account with Russian rubles. It is good that the platform start to work in Russia. It will get the fist profit and the price of the tokens will rise up. It will be good to investors. Hello! The app is working in the demo mode for now. But soon there will be an opportunity to vouch for real borrowers. And now you can try different strategies in the demo mode. |
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All projects are long-term. But few ones can live more than 1-2 years. I do not see the future here  Why do not you see the prospects of this project? The credit market for a long period of time will be in high demand among consumers. Therefore, the Suretly platform will need borrowers all this time. Micro credits was popular 100 years ago and will be popular in 100 years. Creditors needs guarantees too. I think the idea of the project is usefull. The idea is good but in the market there are competitors therefore in order to excel over them, we need to beat them in every angle if possible. So, we have to trust that to the team to develop the project, for how long? Only them knows. Hi! We are in the blue ocean, guys, we do not have competitors. What we need is people to believe in the crowdvouching idea and start making money on it. |
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All projects are long-term. But few ones can live more than 1-2 years. I do not see the future here Why do not you see the prospects of this project? The credit market for a long period of time will be in high demand among consumers. Therefore, the Suretly platform will need borrowers all this time. Micro credits was popular 100 years ago and will be popular in 100 years. Creditors needs guarantees too. I think the idea of the project is usefull. Actually, first microloans were something like crowdvouched loans - a person took a loan, and people from his or her village guaranteed that the borrower will return it. |
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