Hi! We are not exactly a p2p lending project. Suretly is a crowdvouching platform, we build a third party in the traditional lending model - a group of vouchers (co-signers) who guarantee to return the loan in case of borrower’s default. They got a fee from the borrower.
Due to the fact that your idea makes a positive change in the sphere of lending, your project should be successful. Your startup has a lot of potential. Thank you! We think the same way. |
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The team does the right thing, which regularly publishes articles and news and tells us about their achievements and future plans.
Thank you. We are trying to keep our community informed. |
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I read your article and I liked your idea that in those countries of the world where the use of crypto currency is allowed, the guarantors deposit a pledge in the project's tokens.
But I did not understand: how will the team defend its business model? The article says what you need to protect, but how will this happen in practice? Hi! I guess you mean the part where we say that "we need to protect our business model from scammers and frauds (which is the major issue for cross-border lending and especially for p2p lending)" The borrower will be from the same country as the lender, and before transferring the data on borrowers, the lender will verify the information. They will have all legally allowed sources for that, including the access to the credit bureau data. That is not possible to arrange when the borrower is in another jurisdiction. And that is the main problem of all p2p lending platforms which want to issue cross-boarding loans. And this also will give us an opportunity to influence the credit history of the borrowers through the lenders' channel (to improve it or to make it worse in case of the default). That will also stimulate borrowers to pay the debt on time. cross-border p2p lending is a good idea. I think this project can become competitors for banks in the future. concept is very impressing. Hi! We are not exactly a p2p lending project. Suretly is a crowdvouching platform, we build a third party in the traditional lending model - a group of vouchers (co-signers) who guarantee to return the loan in case of borrower’s default. They got a fee from the borrower. |
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I read your article and I liked your idea that in those countries of the world where the use of crypto currency is allowed, the guarantors deposit a pledge in the project's tokens.
But I did not understand: how will the team defend its business model? The article says what you need to protect, but how will this happen in practice? Hi! I guess you mean the part where we say that "we need to protect our business model from scammers and frauds (which is the major issue for cross-border lending and especially for p2p lending)" The borrower will be from the same country as the lender, and before transferring the data on borrowers, the lender will verify the information. They will have all legally allowed sources for that, including the access to the credit bureau data. That is not possible to arrange when the borrower is in another jurisdiction. And that is the main problem of all p2p lending platforms which want to issue cross-boarding loans. And this also will give us an opportunity to influence the credit history of the borrowers through the lenders' channel (to improve it or to make it worse in case of the default). That will also stimulate borrowers to pay the debt on time. |
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Здравствуйте! Не обязательно токеном. Например, жители Казахстана смогут поручаться за заемщиков из России в тенге. Но для этого нам нужно подготовить всю юридическую базу для граждан Казахстана и подключить местные платежные системы. Поэтому сначала запустится только схема Россия - Россия (то есть когда и поручители, и заемщики должны быть из России), а попозже уже Россия - другие страны (по мере проработки юридической схемы).
Я сначала не мог понять: почему для проекта так важно прорабатывать юридическую схему, и только когда прочел вашу статью на эту тему https://blog.suretly.com/fiat-and-tokens-studying-the-suretly-project-ecosystem-94d6c5ff005b , разобрался что к чему. Ведь если вы не будете придерживаться действующих законов страны, то не сможете отправить в общую базу данных информацию о том, что кто-то из заемщиков не вернул кредит. А это очень важно. Здравствуйте! Приятно, что прочитали статью )) Да, в том числе и этот момент. И в целом можем получить серьезные проблемы, ведь мы собираемся вести абсолютно законный бизнес. |
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The release of the app is misleading as there is no use (and hence no benefit) for token holders. How long will it take to implement such feature? Moreover, how will it work? The more the sur tokens, the more the vouching weight? Please clarify.
I think the team will not delay adding tokens to the application. As the project will be beneficial, so that users from different countries of the world become guarantors. We will try to implement tokens as soon as it is possible. |
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The release of the app is misleading as there is no use (and hence no benefit) for token holders. How long will it take to implement such feature? Moreover, how will it work? The more the sur tokens, the more the vouching weight? Please clarify.
Hi! It is important for our token holders to know that the product has been developed. And it is a big step for our team. We plan to implement tokens within 2 months. The tokens will be used as a pledge for surety. The token value will be defined based on the market price. You can get more information on the token use from our article https://goo.gl/NF5h6z |
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Being on blockchain will not anyone be able t vouch anyone ? This is the main purpose of blockchain to eliminate the borders and to bring transparency and fast transactions. It will still remain to see how these restrictions to some countries are applied practically and what effect they have on the project.
Hi! There will be a possibility to vouch for the borrowers from other countries using SUR tokens - but only for those countries where crypto is allowed. The list of these countries will be published on the Suretly project website? Hi! After you download the app and pass the registration, you will see the orders from borrowers from all countries available for you. I understand that if the user is from the country with which the project application does not work, then this user will not be functional to become a guarantor? Hi! You can become a voucher (or guarantor) only if the app is working in your country in the main mode (not only the demo one). |
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Здравствуйте!
Очень рада за Вас, что долгожданный момент уже наступил и платформу можно уже скачивать. Но я так понимаю, это готов только демо-режим? А когда же платформа будет полностью готова для официальной работы?
Здравствуйте, пока работает только демо режим. Осенью в приложении появятся первые заявки от заемщиков и можно будет начать поручаться (для России). Всем зарегистрированным пользователям из России мы пришлем соответствующее уведомление. А с других расскоязычных стран можно пользователям проходить регистрацию на платформе и становиться заемщиками? Здравствуйте, регистрируясь в приложении, Вы можете стать поручителем, а не заемщиком. Пока из другой страны поручиться за заемщика из России нельзя, но в ближайшем будущем такая возможность появится. Эта возможность появится только после того, как ваша команда добавит в функционал свой токен? А сейчас хоть и пройдет регистрацию пользователь на платформе, но функционал не пустит его, даже если он пополнит счет платформы рублями? Здравствуйте! Не обязательно токеном. Например, жители Казахстана смогут поручаться за заемщиков из России в тенге. Но для этого нам нужно подготовить всю юридическую базу для граждан Казахстана и подключить местные платежные системы. Поэтому сначала запустится только схема Россия - Россия (то есть когда и поручители, и заемщики должны быть из России), а попозже уже Россия - другие страны (по мере проработки юридической схемы). |
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Being on blockchain will not anyone be able t vouch anyone ? This is the main purpose of blockchain to eliminate the borders and to bring transparency and fast transactions. It will still remain to see how these restrictions to some countries are applied practically and what effect they have on the project.
Hi! There will be a possibility to vouch for the borrowers from other countries using SUR tokens - but only for those countries where crypto is allowed. The list of these countries will be published on the Suretly project website? Hi! After you download the app and pass the registration, you will see the orders from borrowers from all countries available for you. |
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It means that there will be an opportunity to use tokens for vouching instead of fiat money.
Coins of your project can be bought on the platform, when it starts to work already? Hi! There will be a possibility to use SUR tokens, but not to buy them in the app. On which exchanges is the project's token added? Does the team plan to conduct the listings? Hi! SUR tokens are listed on HitBTC, Tidex and Waves platform. We will consider new listing after the SUR tokens will be implemented in the app. |
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If they can accept SUR tokens as a form of payment for loans then the guarantors can be from any country and not just Russia. However, it means moving the office to somewhere like malta for easier crypto regulations. In any case, it is good to see some progress with this suretly project
Hi, thank you! We will accept tokens in the app a bit later. You are right, the primary goal of token usage in the opportunity to vouch for the borrower from other countries. But for the first time only Russian rubles can be used as collateral amounts. Do I understand correctly? Yes, that is right. At the first stage, only rubles will be accepted in the app. |
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It means that there will be an opportunity to use tokens for vouching instead of fiat money.
Coins of your project can be bought on the platform, when it starts to work already? Hi! There will be a possibility to use SUR tokens, but not to buy them in the app. |
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Being on blockchain will not anyone be able t vouch anyone ? This is the main purpose of blockchain to eliminate the borders and to bring transparency and fast transactions. It will still remain to see how these restrictions to some countries are applied practically and what effect they have on the project.
Hi! There will be a possibility to vouch for the borrowers from other countries using SUR tokens - but only for those countries where crypto is allowed. |
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Здравствуйте!
Очень рада за Вас, что долгожданный момент уже наступил и платформу можно уже скачивать. Но я так понимаю, это готов только демо-режим? А когда же платформа будет полностью готова для официальной работы?
Здравствуйте, пока работает только демо режим. Осенью в приложении появятся первые заявки от заемщиков и можно будет начать поручаться (для России). Всем зарегистрированным пользователям из России мы пришлем соответствующее уведомление. А с других расскоязычных стран можно пользователям проходить регистрацию на платформе и становиться заемщиками? Здравствуйте, регистрируясь в приложении, Вы можете стать поручителем, а не заемщиком. Пока из другой страны поручиться за заемщика из России нельзя, но в ближайшем будущем такая возможность появится. |
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If they can accept SUR tokens as a form of payment for loans then the guarantors can be from any country and not just Russia. However, it means moving the office to somewhere like malta for easier crypto regulations. In any case, it is good to see some progress with this suretly project
Hi, thank you! We will accept tokens in the app a bit later. You are right, the primary goal of token usage in the opportunity to vouch for the borrower from other countries. |
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Now this is fantastic progress seeing the release of new version of application available for anyone. I would like to check the demo to train myself and understand how the vouching will work once real borrowers will show up next month as told. This is breakthrough and took us more more step closer to seeing everything becoming reality.
We would appreciate if you share your opinion on the new app. |
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From the news, I learned that the platform demo mode will be available in any country in the world. Well and sponsors can already now be users from different countries of the world?
Hi, yes. You can download the app from anywhere and use the demo mode. |
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What does the implementation of the project tokens mean? What exactly do you plan to do with the tokens?
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It means that there will be an opportunity to use tokens for vouching instead of fiat money.
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How glad I am of this news!  Finally, I waited for her. So, users can already become guarantors? Hi! We need to finish integration with our partners first. And after the integration, the loan orders from real borrowers will appear in the app and users can start vouching and earn money. |
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