It appears you are confused with what Spendable, Staked and Unconfirmed means. It appears you have staked around 15k, and not almost a million. This is an excerpt from our PoS FAQ -
What’s the difference between ‘Spendable’, ‘Stake’ and ‘Unconfirmed’?
Just like PoW block rewards cannot be immediately spent (for blockchain security reasons, they require a certain
number of blocks generated after them, or confirmations, before they become mature and their status goes from
unconfirmed to spendable), the coins in the transaction that was used to create a new PoS block are said to be
at stake: you promise the network not to spend these coins in exchange for the PoS reward. Since Pandacoin
(PND) doesn’t allow the creation of new PoW blocks, the unconfirmed line will remain at zero forever.
On the other hand, coins will remain at stake for 520 blocks after they are used to create a PoS block; this means
they won’t be spendable for about 8 hours.
If you are uncomfortable about being unable to spend all the coins in your wallet, it is possible to set the reserve
option in the wallet to ensure that the spendable amount always stays above the threshold you configured.
To find out more about PoS and how Pandacoin (PND) staking works, please have a look at our PoS FAQ - http://thepandacoin.org/doc/pos_faq.pdf
What’s the difference between ‘Spendable’, ‘Stake’ and ‘Unconfirmed’?
Just like PoW block rewards cannot be immediately spent (for blockchain security reasons, they require a certain
number of blocks generated after them, or confirmations, before they become mature and their status goes from
unconfirmed to spendable), the coins in the transaction that was used to create a new PoS block are said to be
at stake: you promise the network not to spend these coins in exchange for the PoS reward. Since Pandacoin
(PND) doesn’t allow the creation of new PoW blocks, the unconfirmed line will remain at zero forever.
On the other hand, coins will remain at stake for 520 blocks after they are used to create a PoS block; this means
they won’t be spendable for about 8 hours.
If you are uncomfortable about being unable to spend all the coins in your wallet, it is possible to set the reserve
option in the wallet to ensure that the spendable amount always stays above the threshold you configured.
To find out more about PoS and how Pandacoin (PND) staking works, please have a look at our PoS FAQ - http://thepandacoin.org/doc/pos_faq.pdf
EDIT: Nevermind.. I understand how it's working now. The last POS coin wallet I had worked differently and I was confused. SHOULDVE READ THE PDF