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1  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN] TenX: Making Blockchain assets spendable on: March 01, 2018, 01:22:27 PM
My thoughts about PAY token...

Under the Howey Test, a transaction is an investment contract (a security) if:

- It is an investment of money

- There is an expectation of profits from the investment

- The investment of money is in a common enterprise

- Any profit comes from the efforts of a promoter or third party

With the new token structure Julian has been talking about, there is no expectation of profits from the investment (criteria 2) and there is a small work to do in order to make a profit, and therefore profits don't come from the effort of a third party (criteria 4).

So, according to this definition the PAY token is not a security and everything is OK. Just give the team and the lawyers enough time to do their job. Smiley
2  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN] [ICO] | STASH | Digital Money For Everyone | PRE-SALE NOW LIVE!!! on: November 05, 2017, 09:50:07 AM
I think you should do a lot more of marketing...!
Especially since the project success is based on the community.
3  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN] [ICO] | STASH | Digital Money For Everyone | PRE-SALE NOW LIVE 30% BONUS!! on: October 05, 2017, 07:28:15 AM
OK, thanks, it's much clearer that way.
4  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN] [ICO] | STASH | Digital Money For Everyone | PRE-SALE NOW LIVE 30% BONUS!! on: October 04, 2017, 06:12:23 AM
On Stash ICO :

https://np.reddit.com/r/icocrypto/comments/6j4ezt/beware_of_scams_ico_investing_rules/dncfmbo/

Better read this before investing...

It would be nice if the team explains what is the value for investors.
5  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN] [ICO] | STASH | Digital Money For Everyone | PRE-SALE NOW LIVE 30% BONUS!! on: October 03, 2017, 04:44:52 PM
How can we use the token once it is non-transferable?

It's a confusing statement, and I'm not authoritative on this. However, I here's what I'm pretty sure it means...
* The tokens are in the Ethereum block chain. Those are tradeable.. I can give you some, you can give me some.
* The tokens aren't transferrable yet to the as-yet unreleased Stash coin currency or any other currency (no exchanges or anything yet). Their whitepaper describes a separate blockchain to be released in the future. At that point, there will be a swap of Stash tokens -> Stash coins.

My conjecture on it all, but would be nice to have confirmation.

Thanks for your answer.
From what I read the ERC 20 tokens are transferable only for 48 hours and have no purpose other than fundraising.
But I couldn't find any mention of an eventual swap. That's my concern and that is what I would like the team to answer.
The informations we have aren't very clear.
How could we invest on worthless tokens if there is no swap?


STASHPAY Tokens will become fixed (non-transferable) on the Ethereum blockchain within 48 hours after 27-09-2018, 23:00 UTC. Prior to this date STASHPAY Token owners will be able to map a public key to their account.  After 27-09-2018, 23:00 UTC,  any person who wishes to launch a STASHPAY Platform adopting the STASHPAY.IO Software will be able to generate a JSON file mapping STASHPAY public keys to the fixed balances of the STASHPAY Tokens from the state of the Ethereum blockchain.


So you're explaining in legal terms that you are going to take our money, keep it and do nothing with it?
OK... That's smart!
6  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN] [ICO] | STASH | Digital Money For Everyone | PRE-SALE NOW LIVE 30% BONUS!! on: October 02, 2017, 10:56:16 AM
How can we use the token once it is non-transferable?

It's a confusing statement, and I'm not authoritative on this. However, I here's what I'm pretty sure it means...
* The tokens are in the Ethereum block chain. Those are tradeable.. I can give you some, you can give me some.
* The tokens aren't transferrable yet to the as-yet unreleased Stash coin currency or any other currency (no exchanges or anything yet). Their whitepaper describes a separate blockchain to be released in the future. At that point, there will be a swap of Stash tokens -> Stash coins.

My conjecture on it all, but would be nice to have confirmation.

Thanks for your answer.
From what I read the ERC 20 tokens are transferable only for 48 hours and have no purpose other than fundraising.
But I couldn't find any mention of an eventual swap. That's my concern and that is what I would like the team to answer.
The informations we have aren't very clear.
How could we invest on worthless tokens if there is no swap?
7  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN] [ICO] | STASH | Digital Money For Everyone | PRE-SALE NOW LIVE 30% BONUS!! on: October 01, 2017, 05:16:18 PM
How can we use the token once it is non-transferable?
8  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN] [ICO] | STASH | Digital Money For Everyone | PRE-SALE NOW LIVE 30% BONUS!! on: September 29, 2017, 07:17:29 PM
"STASHPAY Tokens will become fixed (non-transferable) on the Ethereum blockchain within 48 hours after 12-12-2017."

I still don't understand what that means...
What the purpose or the value of a token you can't transfer/withdraw/trade...?
9  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN] [ICO] | STASH | Digital Money For Everyone | PRE-SALE NOW LIVE 30% BONUS!! on: September 29, 2017, 09:12:05 AM
Hi everybody,
There is one thing I don't understand, what does "non-tranferable" mean? Can't we withdraw or trade the token?
Thanks for your answer.
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