both is different.
bitcoin is asset not for buy something. just for makes profit and money for life necessities.

Now just a good time to buy! We are all here for that would have to wait one or two years, it makes no sense to enter this project and to wait that in one month we will buy a Lamborghini

Tenx will pay dividends once a month to begin with. Later on you will receive hourly. 0.5% of all purchases made by card holders will be paid to token holders in ETH. 0.1% of your own purchases comes back to you in form of PAY token. The more you use your card the more PAY token will receive, the more PAY token you hold the more share you have of 0.5%. TenX is the king of passive income. 

I save it in my future plan to build a business which will earn me a passive income and used half of those passive income for fun and save the other then invest again for business for a greater passive income. We deserve to be happy at some point so I see no wrong in spending your hard earned bitcoins for fun but we should keep in mind that saving might be ring you more fun in the future.