At the moment NEO is one of the most promising coin right now and is no less than ETHEREUM.So in my opinion you should undoubtedly invest your money in NEO.
No one can deny that irrespective of all its haters , cryptocurrency market is only following the path of growth. No matter what are the fluctuations in the prices of different coins , market had not died yet. There is a lot more in future .That is why i still believe in cryptocurrency.
Really inspired by your story and more because i am also like you. I registered in December 2017 and in the beginning was also disappointed by the merit system. But later on i realized its importance and i am really thankful to the forum.
The merit system, when launched, distributed merits according to the activity of the member. But some members has gained merit required for a legendary status but not the tag because a member is designated as legendary randomly after a certain activities.