if between the advantages and the risks you think, then you will reach optmis! because optimistic it will appear after you think of everything.

You just pay in fiat and the restaurant receives fiat, you're just exchanging coins from fiat with your cc card issuer.

The government and the national bank can issue money indefinitely. The more money is not supported by real growth of the economy, the higher the inflation

It's just shaking out the guys who sold their houses/phones/dog, or max'd their credit cards to buy coins.