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Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol
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on: March 07, 2019, 09:28:57 PM
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Cardstack Vision Paper On Decentralization of User Experiences and Fair Distribution of Rewards in Future Software MarketsTo gain mass-market adoption, we need to bridge the gap between the blockchain and the cloud. The blockchain software stack needs to be smartly synthesized with the cloud application stack to form a true “full stack” application platform. This interaction of blockchain and cloud, new and old, challengers and incumbents, open and closed as well as decentralized and centralized systems was the point at which Cardstack was conceived three years ago. We were witnesses of the amazing outpouring of support during the Ethereum token sale. We saw the potential of smart contracts, as many did; but as experienced software entrepreneurs and former enterprise technologists, we were acutely aware of likely roadblocks to adoption. Therefore, we decided to focus on the needs and wants of the end user as if they were our own. Working in parallel with the bottom-up exploration led by the crypto-currency community, we worked to imagine what these next-generation applications would look like from the top down — that is, from the user’s vantage point. Three years and millions of dollars of research and development efforts later, we have built and released a “full stack” application and integration framework that provides the Cohesive User Experience (CUE), which spans the blockchain and the cloud. We call this open-source project Cardstack. Read the full paper at https://cardstack.com/vision
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182
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Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN] BANKEX | Proof-of-Asset Protocol
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on: March 07, 2019, 09:23:17 PM
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From www.bankex.com: The Security Token Asset Class Manifesto by Igor Khmel • CEO, Founder, BANKEX
1. Blockchain of Choice Security tokens should choose massively popular blockchains. Thus the main thing about blockchain is its rate of adoption. Not its scalability, speed and consensus. It's easier to fix technical problems of an existing blockchain, than launch a new one.
2. Regulation Does Not Add Economic Value Regulation is necessary but not a guarantee of security token success. Regulation does not create new qualities of a digital asset. It's importance is overvalued.
3. Fractional Ownership Fractional ownership is necessary but not a guarantee of a security token success either. Fractional ownership adds secondary market liquidity for existing assets, but does not create new qualities of digital assets.
4. Decentralized Ownership Ownership registration on blockchain cuts costs of changing ownership registration. It enables multi-origination, decreases barriers for securitization, and improves liquidity on secondary market for existing assets. It does not create new qualities for digital assets.
5. Continuous Securitization Decentralized ownership decreases minimum sizes of portfolios required to access capital markets. It enables the process we call “Continuous Securitization.” Continuous securitization is the key process for lowering barriers to capital markets for traditional security assets.
6. Instant Audit Instant audit, asset tracking and scoring create new digital asset qualities. It's important for securitization of assets that are rare or do not have access to securitization, such as movies or objects of art. It creates new qualities for digital assets.
7. Tokens = Securities 7.1. Security tokens are a digital representation of traditional capital market financial instruments: equities, security bonds, commodities and commodity futures. They do not require new regulation because it already exists. 7.2. Security tokens will be traded as tokens on token exchanges and as securities or commodities on traditional securities or commodites exchanges. 7.3. Utility and currency tokens continue to exist, in a parallel universe with security tokens. The two are different by nature. 7.4. Security Token Offerings will provide an alternative to IPOs.
8. Security Token Asset Classes Crowdfunding doesn’t work, institutional capital markets do work: group tokens into “Security Token Asset Classes”. This is the process behind Token Asset Class creation: 8.1. Standard of industry transaction settlements and contracts for money flow are the basis of “Security Token Asset Class.” It enables asset pooling to portfolios. 8.2. Pooling enables diversification. Diversification decreases risks for investors. Tokenization eliminates borders and grants global access to investors. 8.3. Instant digital audit of money flows creates transparency of portfolios. Decentralized ownership enables pooling of portfolios from multiple stakeholders. Continuous securitization of portfolios enables granular refinancing and capital markets access -- eliminating the need for all intermediates, such as banks, placement agents, etc. It decreases the cost of capital for asset holders and unlocks liquidity. 8.4. Blockchain is not controlled by one organization. Neither should Token Asset Class be controlled and dominated by one issuer. Ownership, audit and operations should be decentralized in the same way as during securitization of traditional assets. 8.5. Stable coins are backed by commodities or fiat. They are important for avoiding currency volatility and for safety of movement of funds through blockchain. The latter is a prerequisite for institutional capital getting involved with security tokens.
9. Capital Markets Will Double In Size Security tokens will enable new “Security Token Asset Classes” issues and trading on capital markets that will generate volume comparable in size with the current $200 trillion in traditional securities traded annually on capital markets worldwide.
10. For Greater Good The newborn Token Asset Classes will improve access to capital for people who create new things, qualities and meanings. This will decrease the role of financial and legal intermediates. This time all of mankind -- not just the 1 percent -- will be eligible to get a share of these financial benefits.
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187
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Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] Po.et - digital creative assets timestamped onto the blockchain
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on: March 06, 2019, 09:44:18 PM
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What is Po.et?
Po.et is a shared, open, universal ledger designed to record metadata and ownership information for digital creative assets. Po.et is a continuation of Proof of Existence, the first non-financial application of the blockchain. By creating an open platform on the Bitcoin blockchain, Po.et aims to create the most institutional, globally-verifiable record of digital media assets. This record will be a framework for building smart, interoperable media applications using a shared, standard and extensible metadata forma See the answers to other frequently asked questions at https://www.po.et/faq.
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190
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Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] Swarm 2.0 - Open Infrastructure for Digital Securities
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on: March 03, 2019, 09:39:21 PM
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Market Access Protocol (MAP) provides compliance and regulatory proof thereof by ensuring that all requisite parameters are met before a security token transaction can be processed. These parameters often include valid credentials of participants, token restrictions and requirements, geographically based jurisdictions, KYC/AML qualifications, and investor accreditation. Investor qualifications are bound to their wallets ensuring their ability to transact within the rules. Additionally, MAP creates “embedded compliance” through the token configuration process and gives the token issuer control to customize compliance as needed. Come learn more at https://www.marketaccessprotocol.org/
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