Holding USDT long term might not be the best idea. Stablecoin regulation is coming and USDT could be the first one to go bust.
If you need to sell for Fiat, then do that, but hold proper $, € or whatever is the most convenient for you. Alterantively you could go into BTC and sit the bear market out.
Well, my goal is mainly try to get more BTC with such a move. So if I keep my BTC during the bearish period, I won’t gain anything. That’s what I did last time (2017] and want to try something else.
Thanks all of you for your advices/warnings about USDT and regulation. Maybe fiat could be the way to go but then again, isn’t the gov will want is share if I cash out my crypto? (Im in Canada)