"Valid collateral are everything you can sell if i default. So this is a valid collateral".
Maybe from your point of view, but not here!
"Valid collateral is btc forum account full member or above, altcoins at 120% value of the lending amount and some goods or digital goods that can have value of 120% and the lender can resell them easily in case you default on your loan".
For the time being, the above are Valid Collateral here.
You can take it or just leave it...