Keeping up with the brand new technology stuff is also not cheap, and not every business has abundant cash, or all paid debts. Imagine that you had a rough period, like sickness or something, so you had to take out a debt, and you paid that back, but while paying, the tech improves, and you need to grow. I have a friend like that right now, he has a game designer, he makes games, and he makes A LOT of money, but because he had a 8 month period where he couldn't work due to sickness, he made insane amount of debt, thankfully he always had good credit score so he got a huge credit card limit and got a huge amount of loan, he is paying it all back now by working hard.

However, he wants to learn AI a lot, and tries to find time, and does a bit of it, and can't really spend a lot, because he has to work and pay that debt back. If technology improves and leaves him behind, what could he have done? He had no choice.

I don't know in other countries, but from where I came from, if we can pay our car lease or mortgage for 3 months straight, the bank will take our car or house, but you need to remember that we already paid some of the installment, and we will not get that money back, so we definitely loss some money. And not only that will also reduce our credit score, and it will make us difficult to get another loan, mortgages, or car lease in the future.

And also the Bank will terrorize us with their collectors staff from the first month we miss our payment.

Sometimes I begin to imagine instead of transferring my money into the bank to keep for a number of days or months before usage in form of savings that nothing will add up instead it remains stagnant or the bank charges me even more. Is it not better I save them on a stable coin such as the USDT?

Please what do you think? Will I end up losing my funds one day if I do so?
To me I feel it's good way to save.

Please what's your opinion on this?

Considering AI is growing immensely, I have been saying to my friends that you should consider it as a tool and start a business in that regard. I know that many people have very little time these days and that is why it becomes something very tough to handle but that is just how you could go on.

If you do not do that then you are not going to gain anything from it, there should be nothing that would make sense at all. I personally believe that the best thing to do in this case would be just making sure that you start with the highest technology, the most recent one. Sure you will not be great at it at first, and sure the product will not be great right away, but with time you will get better and better without a doubt.

Each bank is guaranteed to be connected to the central bank, where they also control the movement of both incoming and outgoing money and help if there are difficulties at the bank by providing assistance.So as you said, if the bank has no money, it is certain that all of it is usually used to be turned over and lent to customers to be able to profit from the interest generated.So it could be that money actually no longer exists, and the central bank should have to intervene so that there is no money vacuum in the bank if the mechanism is running properly.
Indeed, it often happens that many politicians play and manoeuvre banks for their own interests and their scope. It is difficult to monitor this because, once again, the power cannot and is not empowered by politicians, some of whom are also playing; this usually happens in developing countries.So the scarcity of money in banks always involves many sectors and is sometimes difficult to control if there is no good mechanism from the central bank.

*Reposting this topic from my post in other forum.

There is a huge possibility of younger or new generations adopting cryptocurrency investments compared to them getting interests on farming and food related sectors. What do you think? Does it have a good or bad effects on our economy?

It's part of life; in fact, it's better to take risks in an investment or business than to do nothing. At least you have the chance to change everything in your life, but when the bad part happens, it's up to you to decide how you will cope. Will you just be disappointed and sulk forever? Life is a continuous challenge; don't expect that investing in or starting a business will guarantee you a better life. So instead of being disappointed, learn from that experience so the next time you engage in an investment, you know what to do and not do. I get it; it's hurtful and very devastating if you lose money, especially if that is your last money or hard-earned money, but what can we do? We can only move forward and try again. Because if not, then you are wasting your time just to feel disappointed and sulking.

My question is are people actually that rich or they just to like to show off ?

Investing should never be mandatory and should only be done with funds you can afford to lose. Especially for highly volatile and risky assets like cryptocurrencies. So I don't think it's a good idea to focus on a monthly plan if the amounts invested are substantial. People doing that should do it as a game of chance, without specific goals. If they win, they must be happy, but if they lose, it shouldn't affect them, they shouldn't have to care about it.

To be able to have an independent business, it seems quite good if we can let go of our dependence on other people, but of course this is not an easy thing to achieve. It could be that to reach a certain point we need quite a long time and we will experience several failures which could make our business mentality decline, or even choose to just give up and return as a worker. However, to be able to achieve independence both economically and financially, we must be able to get out of our comfort zone. and remain confident in every effort we make, if we encounter failure then carry out an evaluation to find out where our weaknesses are, so that later we will rise even stronger to be able to achieve the success we have always dreamed of.

Will the goverment have plans to improve?
I mean it will be bad for health the suffering and unemployement and problems with debt.
Or you think it is now new normal ? Or the goverment will rescue the world when things will go too bad.
But If they rescue they can't print much money again the inflation problem.
The only solution i see If they take some large country and they will try to do some money printing and then directing the inflation into that country to devalue that country currency so that's the only possible way.- but that could be only temporary method.
Otherwise the goverment can't do much about it only way If they try make new ways to educate people with new smarter ways so instead of turning on money printer they will try to solve problems with new methods how to do things cheaper and how to organize our world and society smart and more energy effient ways because the world can't go on the way like it use to be when ever we have problem...we just print more money - but now i guess that's not an option because of inflation.

What i think that there is no easy solution or just magic lazy quick solution but we all have to think how to better organize and develope our lifes so we all can make more with energy efiecnt ways.

The money printing when ever we want it made the society as whole lazy and even If they find method how they can still print easy money the society will be even more lazy and by lazy i mean lazy in their mind.
Also Im not fan of Green energy or that kind of things but i see that printing money will give a lot more easy money to society we consume more and it's not good for envoirment and nature If we just consume grazy ways again Im not the Gretha Thunberg fan...but that's all got me think about it more we all are apart of our society and what Ever happens we all have responsebility.

I wasn't really a saving type, but lately looking at the current situation of things in my country, how costly things have gotten, once money enters your account or wallet, you'll be suprised of how you won't be sure of how it vanished, not to talk of having a tangible reason of what you did with the money. So recently looking at how people cry for money and personally looking at how I needed money I decided to start splitting the little allowance I get, saving one part and using the other, I won’t really say that it has made me a billionaire or that I no longer lack money but at least I have cash somewhere that I could call my own and fall back to in cause of emergency.
    To cut the story short, I’m advising mostly the young people of our generation to save, avoid unnecessary spendings and save even if it’s so little, cause you might find yourself in a situation tomorrow and you wouldn’t want to call home or ask for help, cause you have a second choice, that means you are literally getting yourself out of a problem. So please it’s not too late to stop spending on things that doesn’t really matter, so basically the money you saved today could literally save you tomorrow.

If you are someone who do have the plans on making yourself that having that progressive life then it would really be just that that normal that you would really be normal that you would really be
putting up some focus first on how you would really be able to make that start up on which it is really that true that you would be starting with having a job on which on this one you would really be
able to make yourself having that start up on having those funds, later on you would really be running up some business on trying out to expand or having those investment. Think about not with assured
profits or success on which we know that this isnt something that you could really be able to attain on sure manner.

This is why it would really be that depending on you on how you would really be having that kind of approach whether you would really be taking out such step or wont really be
doing anything at all and would really be just that contented on what you do have right now.

Working for someone else for 8 or 9 hours every day is actually not bad for those who are still unemployed and unable to run their own business through their lives. Because it can also be better than someone who doesn't work at all in their life and those who really need income for their living, but I think the option you gave is also a very good option. Because in the end, when everyone is no longer able to work for other people, they will also choose this option as their main job in life to make money.

I don't know of the other side of the World, but in this side of the World, men are responsible for every financial responses in both marriage and the boy/girlfriends relationships.
The demands of financial expenses is being too much at the men sides.
Here, my friends girlfriend who is a university scholar that faces financial challenges is keeping my friend worried,
On the 14th Februarys which marks the "Valentines day"(lovers day) as it may imply, it is usually a special day here in this side of the World where couples and those in intimate relationships or even relatives do have it a remarkable day to spend together. It was likely a tradition that they must gift each other with what is affordable but gifted on a special offer.
The guys (men) are most expected to play this gifting role but here at this edge, my guy thought of having his girlfriend the sum of $50 cash believing she has more of financial issues to tackle than acquiring materialistic items (gifts). This is so she can utilize the money and add up to her educational fees or otherwise.
Now, she said the guy is not being caring and romantic simply because other persons to her notice are being gifted of materialistic items instead of money. She expected me to purchase her items with the gifted money.

This is just how awkward and lack of financial sensibilities some women could be who just sits, makes demands and gets what they wanted without having the compassions of how hard it is to make the money's they spends so carelessly.

it instead might increase inflation to be more rampant because the worth of money in the perspective of people also decreasing as mentioned by OP but yes it will give relief temporarily but overall its just delaying problem that needs to be focused, the solution would be best if the government could incentivize production on certain thing like food by giving tools and so on so that the price of food gonna decrease or anything out there that are becoming expensive due to inflation because the supply is high.
just basic economic that if the supply vastly surpass the demand it will automatically become cheap enough, by boosting production, certainly it will not make the people working in that sector suffer.
but well, i guess government knows best about what to do but sometime implementation is just hard.