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July 02, 2015, 04:34:57 PM *
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 on: Today at 04:34:55 PM 
Started by Yoga4 - Last post by BillyBobZorton
At the beginning it kind of ruined me, knowing I could have been a young rich kid if I invested in early 2012 when I first heard about it. But nowadays, I managed to stack up a couple of BTC with tons of effort, and feel god for the future. Owning entire BTC units already sets you apart and ahead of the pack. If you are here for the mega long term then you'll know that feel. It still sucks not being able to enjoy massive purchasing power right now tho.

 on: Today at 04:34:52 PM 
Started by Tulkas - Last post by tistoni
I think BTCJam is really cool and I generally love P2P lending. So I did a simple experiment. I collected historical data from BTCjam and other Bitcoin P2P lending sites. Then I ran a simple simulation, where I invested into each loan on the platform and observed the outcome. Needless to say, I ended up with a huge loss.

How does that make any sense? You think it's cool... But, you ended up with a huge loss?

What did you do, invest in btcjam on like 3 shitty loans and they all defaulted?


If you're quoting me, at least learn the read. I said I ran a simulation. I did not invest into any loans personally, I just gathered data and a simulated investing and calculated how much I would have earned if had invested. You can do this, because for historical loans, you already know the outcome, that is whether the borrower ended up repaying or he defaulted.

Basically, when you run a simulation and invest into all historical loans, you must end up with a positive return. This validates the fact that BTC Jam does credit scoring properly, because the interest rates compensate for the probability of default. The fact that my simulation ended up with a huge loss means that BTC credit scoring does not work.

In addition, I think the idea is cool, but the implementation does not work. Is it clearer now?

 on: Today at 04:34:46 PM 
Started by Kazuldur - Last post by Kazuldur
Statistics pages still show UTC time. Waiting for a fix Tongue

Still working on it. It's not really high priority... Smiley

 on: Today at 04:34:43 PM 
Started by Coinbuddy - Last post by Argwai96
The justice system has its ups, down, holes, work arounds, internal corruption even a political agenda with a DA wants to favor other parties, stuff is just crazy. just like all the proof that was denied in that could have helped Ross because of the DA.

 on: Today at 04:34:43 PM 
Started by jackjones53 - Last post by goraset
yeni tanıttığım kampanyaya katılan baya bir türk kullanıcı var, oranlar bencede gayet tatmin edici, bende pazertesi katılmayı düşünüyorum. risk alıcam artık , coinomattan ödemeyi alıp geçicem umarım hero  kontejanı dolmaz

 on: Today at 04:34:38 PM 
Started by gal40n0k - Last post by qwed
Монетка и правда ничего не стоит, 2 сатошика. (

монетка выросла в цене в 20 раз  сейчас цена ~ 0.00000042 BTC

Ёханый кот. У меня же кошелёк с 14 лямами где-то на винте лежит. // пошёл искать.
воу, поделись Wink

 on: Today at 04:34:27 PM 
Started by TheStuhlman - Last post by TheStuhlman
DEV, need a different market! Bittrex? Cryptsy?

Yes, CCex can not handle the overwhelming demand for Goats, we do need bigger market exposure.

 on: Today at 04:34:25 PM 
Started by levino - Last post by DrApricot

It's all over the news; it seems no one is untouched by the charm of Bitcoin... Tongue
Seriously now, I first thought it was a "set up" story by the US Gov't. It seems to be backed up by serious data & evidence though. I wonder if SR has others in the bin apart from the known ones...

around 650K BTC?

 on: Today at 04:34:22 PM 
Started by - Last post by hasiramasenju
you mean my own bitcoin address
here is my address 14EpuaSny2PyBUu7aGqDMMqa8HeZ129XLQ

 on: Today at 04:34:21 PM 
Started by mintcointeam - Last post by coolbeans94
I'm positive if we pull this off mintcoin is going to soar and may one day even overtake bitcoin itself.

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