Very well said by FinneysTrueVision.

Just addition to it, just monitor this APR, because sometimes it's not real-time or sometimes it fluctuates.

Look at this example chart on Aave - Arbitrum Network, USDC.e supply.
This is 1 month chart and you can't really see it is really stable, but the average APR of it is 6.83%, not just stable.

I remember Bitcoin subreddit receive many censorship accusation many years ago, although it seems to be true today. Anyway, it's crazy this forum doesn't ban known scammer, while that subreddit seems to ban those who critic Bitcoin.

Fun fact: in order to keep inflation 0%, governments would still need to keep printing money.

Deflation is the base state of all economies, given that technological advance results in more produce year by year.

Yeah, I always see others' opinions and contributions as a guide to what I intend to do. Most of it may be right while some are wrong but advice coming from someone who has done the same business you have planned to do with lots of experience such advice is worth taking from the person.

Let me add to the teacher issues. Being a teacher is a good career, yet they are underrated in most of the country because they do not value them. It is true that they are paid lesser and now most of them regrets teaching someone to be a doctor, lawyer or an engineer which someday there student will be greater than them.

In the world of crypto, we often hear about the Wall Street, institutional investors, hedge funds, and typically financial institutions that have a great influence on the cryptocurrency market. But most of us in this field do not have a background in finance and were first exposed to crypto because of NFTs, play-to-earn that we can quickly access compared to stocks and financial instruments that we have no idea about.

So here we will explain the typical financial institutions, not only in the traditional asset class but also in crypto. So let's start with:

1. Wall Street: This is a term that is often used in the world of finance and investment in the US. He is based in Manhattan, New York. This is the financial district where financial entities such as investment banks, stock exchanges, and brokerage firms are located.

This institution plays a major role in global finance by underwriting new stock offerings and facilitating mergers and acquisitions. And in providing brokerage services for trading security, As the crypto market has matured, many Wall Street firms are incorporating crypto and bitcoin into their portfolios. Just like offering services in futures trading, custody, and products related to crypto, the most recent here is the Bitcoin spot Etf.

So when it is said Wall Street, it is not just a firm, but rather its scope is wide.

2. Hedge Fund: You often hear this on social media. This is a firm that has a collection of money from investors, typically wealthy investors who invest in hedge funds. And it is only available to accredited investors; these are the only investors who meet the specific income requirements and who are qualified to invest in securities that are not registered with financial authority. That is why it is not available to retail investors.

And according to my research, the requirements for an individual to become an accredited investor are that they must have a network that exceeds 1 million dollars in the US, and that does not include the value of their primary residence. And what the hedge fund does with this money is that they invest in a wide range of assets because their goal is to get the highest return possible for their investors.

And it is managed by professional managers; they are the ones who trade and invest to increase the value of the fund. But it is not like traditional fund managers, who are only allowed to invest in stocks or bonds. With hedge funds, they are free to invest anywhere, including land, real estate, stock derivatives, and even cryptocurrency or bitcoin.

Therefore, the goal of the hedge fund is to get a significant investment return. Normally,  the managers receive fees, usually 2% of the asset funds. And they still have a performance fee of around 20% of any profit. That's why the managers are performing well because they have a lot of income from the fund. And those who are known to have funds with image below, they also participate in the derivative market and they are also its opponent on the other side of the trade.


3. Venture capital: these are the ones that specialize in financial entities, in companies that are just starting that they think have potential or market impact but also high risk. There are also many venture firms in new crypto projects, and these are the first supporters of the project and are not like traditional investors who just buy company stocks and sell when the value increases. This is also what helps the project rise, and sometimes they provide strategic advice and are appointed by board members to the project, and sometimes they also provide marketing so that the project can be listed immediately on the big exchanges. So they don't just fund the project; they also support it until the valuation of the crypto project increases.
Actually, it plays a crucial role in a crypto project in order to provide funds to innovators so that the crypto project can achieve its goal. And in return, this is where the venture capitalist firms will make money.

4. Mutual Fund: This is also an investment vehicle that gives full money to multiple investors, and this fund is used to buy diversified portfolios of stocks, bonds, or other securities. It gives individual investors access to various financial instruments. And if they do, it won't be easy either, to be honest.  There are also fund managers here who allocate funds to various assets, and normally the strategy they follow here is diversification.

There are different types of mutual funds, such as:

Equity funds are the type that invest primarily in stocks with the goal of earning faster compared to the money market and are a bit high-risk on the mutual fund side.

Bond/Fix Funds are the money invested in bonds and other debt instruments that are generally less risky than equity funds. but the return here is also lower.
 
The index fund replicates the performance of a specific index, like the SMP500, which has the same holdings in stocks that have the same proportion in the index.

So, overall, the mutual fund is lower risk compared to the hedge fund because most of the time they diversify the portfolio, unlike the hedge fund, which focuses on leverage and derivatives because they are aiming for a higher return. And there are also mutual funds that invest in crypto but only focus on large market caps like Bitcoin, Ethereum, and Litecoin. And they only put a small percentage of the portfolio in it.

5. ETF(Exchange Traded Fund): this is the investment fund traded on the stock exchange, such as stocks, commodities, cryptocurrency, or Bitcoin. It's just like an index fund. For example, in the Bitcoin spot ETF, the ETF that is tradable on the stock exchange tracks the value of bitcoin in the spot market. And it is available to any investor who participates in the stock market.

When an investor buys an ETF, the actual asset does not belong to them; instead, it belongs to the company that offers it. The difference between a mutual fund and a hedge fund is that their structure is passively managed, which is cheaper because there are no active fund managers that investors have to pay. So they prefer to invest in ETFs because they are cheaper here.

So I hope this adds knowledge to any of us in the community here on this forum. Have a good day, everyone.

Personally I would rather take a loan from a respected institution. All they will care about is whether I can pay back the loan or not and once it is all paid, they can finally leave me alone. It is much harder to make transaction with an actual person, in my opinion. They might also want to be involved in all decisions in the business which I would hate if it was all my idea in the first place.

addicted to money???
I think it's normal for people to actively earn money to meet their living needs and lifestyle, as long as they are willing to work and try, it doesn't matter, not by being lazy but wanting to live the same as that person is someone who can be said to be unreasonable and lazy.
Basically, money is everything for all sectors of life, so it is natural that everyone is active in seeking money for the prosperity of themselves and their families.

I completely agree. There's no doubt that exercise, mental health, and trading success go hand-in-hand. Personally, regular exercise has greatly enhanced my ability to remain calm and rational during difficult trading sessions. It's akin to having an additional layer of resilience. It won't turn you into a trading pro overnight, it will improve your trading skills over time. Taking care of both your body and mind is essential.

Any popup of "decentralized AI" or "bitcoin AI" is a scam. Why? Because if someone started building it on the blockchain, he would certainly had to rely on centralized datasources, servers, pretrained models, etc. Storage space is usually so expensive, you cannot store onchain. That's just one chunk of the problem still. Then, how do you execute your AI software? How do you retrain your model? Redeploy terrabytes on the blockchain for millions of dollars every day?

What you see as AI are usually ICO scam networks deploying some shitcoin as BRC/ERC20, throwing in some fancy words and harvesting money from dumb investors. Then disappearing like a snap.

The first thing i suspect is if the quoted aspect was the only comment you made or there is more that is not included on the one you quoted, secondly, it might be that from what you said is what makes them reacted that way, knowing fully that governments are not even in support for bitcoin, so it's not a currency that government really accept for its adoption like, while some were already struggling hard to see that its banned.