Money should always be calculated. Spending money freely will get you into trouble. Money should be valued. Because without money you are worthless. That means you have no value without money. There is no substitute for money for livelihood. So we should think of earning money while we have time and should save it. But saving does not mean that we cannot save only without mixing our basic needs. Because Everything has a system.
Its not bad to spend but make sure you have set aside your savings first prior to spending, that way you are just enjoying your extra money. Although spending is inevitable most especially if it’s all about your needs and sometimes wants, but set your limits so you won’t end up spending all your hard-earned money. While saving could be very essential, but that should not be our ultimate goal, but put them into a potential investment wherein you can manage its risks and become successful. Of course, that would demand hardwork as well, but know that you can never succeed on your business or investment if you are not actually dedicated or devoted into it. Do everything to succeed, not only in your investment, but certainly in all aspects of life.