Lenders, please don't lend without a proper collateral!

[XinXan]

I always wanted to try to be a lender but the collaterals only seem to be forum accounts, arent there any other collaterals i could use? I know some people ask for altcoins but it's stupid, if you have altcoins you dont need bitcoins, aren't there any other digital goods that are easy to sell and are not volatile?

[zazarb]

I always wanted to try to be a lender but the collaterals only seem to be forum accounts, arent there any other collaterals i could use? I know some people ask for altcoins but it's stupid, if you have altcoins you dont need bitcoins, aren't there any other digital goods that are easy to sell and are not volatile?

I think sometimes  for people, it is difficult psychologically to sell cheaper than those purchased, and he expects the price increase, its one from reason that not sell but take loan in btc.

[Eastwind]

I always wanted to try to be a lender but the collaterals only seem to be forum accounts, arent there any other collaterals i could use? I know some people ask for altcoins but it's stupid, if you have altcoins you dont need bitcoins, aren't there any other digital goods that are easy to sell and are not volatile?

The most used collateral is the user account. It is the most convenient form of collateral. However, the price of the accounts dropped quite lot recently in bitcoin terms, mainly due to the rise of bitcoin price.