I always wanted to try to be a lender but the collaterals only seem to be forum accounts, arent there any other collaterals i could use? I know some people ask for altcoins but it's stupid, if you have altcoins you dont need bitcoins, aren't there any other digital goods that are easy to sell and are not volatile?
I think sometimes for people, it is difficult psychologically to sell cheaper than those purchased, and he expects the price increase, its one from reason that not sell but take loan in btc.