I know this may seem a bit arrogant, but you have to ask yourself, could you do a better job than most of the people out there? If the answers no, then hiring them may be a better option especially if you don't enjoy programming at all, if the answers yes then go for it. Every day for instance I look at games and I'm absolutely horrified at the shitty efforts put into by the programmers and I end up feeling sorry for the artists who pour all that time in only to be let down by some lazy twat who can't be bothered fixing the errors that pop up on their screens. It absolutely enrages me when I see blatantly obvious errors and glitches pop up on the games I play and patch after patch the game developers refuse to even acknowledge them, never mind fix them.
I'm with you on that absolutely. I have asked myself that question and I know I'd be totally able to make that simple signature happen and with some time and effort even be able to make that into a service others could use. And still I am sitting here making this forum post instead of opening up any text editor and starting to type in PHP code. It's sad and frustrating that I seem to be unable to motivate myself of doing something useful instead of trying to pass time until I can finally go to bed.