The fact that staking and masternodes are not the main discussion is a wonder. The most common and easy way of making money with money is interest and the interest we have in crypto is the masternodes and stakes. For example, ethereum is said to be turning into PoS from the current PoW which actually increased the price a lot for a while but the hard fork got cancelled but hopefully it will return soon. That type of making money with money exists in crypto as well and I actually really love it and prefer it over the miners
Personally, I don't see much sense in earning a few %% yearly in this way
Especially when you can easily lose over 90% of your capital with prices crashing within the same year. If anything, it is a poor man's income, i.e. when you can't earn income in any other way. Really, if you made an effort to learn about crypto, understand how it works, install a personal wallet after all, why not go further and try to earn more in an active way? Really, if the cryptocurrency of your choice rises a few times, these percentages will be dust anyway while you might lose and might have already lost a lot more due to an overall downtrend market