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Author Topic: Need 0.3 BTC  (Read 920 times)
cheetahwind (OP)
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March 27, 2015, 06:03:06 PM
 #1

Hello,

I realize I'm new, but I have recently closed a loan as paid in full on time and am looking to see if I could get another loan.

I could offer my chexvictims.co domain as collateral, I could either give you my GoDaddy password or transfer it to someone temporarily.

The terms is that I would pay the loan off on 4/3/2015, and would give .4 BTC repayment.

I realize I have negative feedback, but Quickseller was rather quick to leave negative feedback in another thread.  If they wishes to remove his negative feedback I gladly remove mine.  As there negative feedback had nothing to do with a trade, as much as someone already not willing to see how the thread would go.
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March 27, 2015, 06:06:47 PM
 #2

Hello,

I realize I'm new, but I have recently closed a loan as paid in full on time and am looking to see if I could get another loan.

I could offer my chexvictims.co domain as collateral, I could either give you my GoDaddy password or transfer it to someone temporarily.

The terms is that I would pay the loan off on 4/3/2015, and would give .4 BTC repayment.

I realize I have negative feedback, but Quickseller was rather quick to leave negative feedback in another thread.  If they wishes to remove his negative feedback I gladly remove mine.  As there negative feedback had nothing to do with a trade, as much as someone already not willing to see how the thread would go.

Your domain is not a valid collateral. Read this thread and let me know if you can offer any collateral for this loan. If you can't then there's no chance you will get it, so you can stop trying.

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March 27, 2015, 06:08:30 PM
 #3

Hello,

I realize I'm new, but I have recently closed a loan as paid in full on time and am looking to see if I could get another loan.

I could offer my chexvictims.co domain as collateral, I could either give you my GoDaddy password or transfer it to someone temporarily.

The terms is that I would pay the loan off on 4/3/2015, and would give .4 BTC repayment.

I realize I have negative feedback, but Quickseller was rather quick to leave negative feedback in another thread.  If they wishes to remove his negative feedback I gladly remove mine.  As there negative feedback had nothing to do with a trade, as much as someone already not willing to see how the thread would go.

If you will give a valid collateral I can help you with "this loan" but I don't want to run a risk... so first provide a valid collateral and after ask the loan. Thanks for the attention.
cheetahwind (OP)
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March 27, 2015, 06:16:10 PM
 #4

Ok and I realize that they say digital coins are the best collateral, if your looking at a physical good then they recommend someone close to you.

I get that, and I wasn't trying to get some people huffed up.  It even says a domain could be valid collateral.

If not then in my honest opinion, then that should be removed so a newbie like myself can't get flak over it.  I realize there are a lot of skeptics, and I realize accounts aren't even a good option.  Yet when Bit Coins are the only digital coin I have played with.  Sure I have a whole whopping 70 doge coin, but I highly doubt that'd be good collateral.

I'll look around, see if I can find something else of value.
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March 27, 2015, 06:32:00 PM
 #5

In order for a domain to be valid collateral it needs to have a reason to actual have some level of value. I have very little experience in the valuation of domains but I do understand most of them to be worthless and have no reason to believe your domain is any different.
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March 27, 2015, 07:56:07 PM
 #6

I realize I have negative feedback, but Quickseller was rather quick to leave negative feedback in another thread.  If they wishes to remove his negative feedback I gladly remove mine.  As there negative feedback had nothing to do with a trade, as much as someone already not willing to see how the thread would go.

You understand that your negative trust was appropriate?

You are a newbie asking for someone to trust you with 0.4btc.  It took you just a few minutes to create this account, and there is nothing stopping you from abandoning it when you get your coin.

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March 27, 2015, 11:25:37 PM
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I realize there are a lot of skeptics, and I realize accounts aren't even a good option. 

Yes, there are indeed a lot of skeptics but for good reason. People have scammed for much less than what you're asking for, even on higher ranked/valued accounts. There are just so many scammy loan requests that happens on these forums that there is basically no reason for anyone to trust a newbie who's first posts are loan requests.

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March 28, 2015, 12:02:00 AM
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from .02btc loan to a .2btc loan.. seems pretty legit buddy there nothing fishy about there
cheetahwind (OP)
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March 28, 2015, 07:26:39 AM
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And I'm perfectly fine with people not trusting me. What I feel is completely uncalled for is getting scammed with negative feedback when I did nothing wrong to the person. A simple I don't trust you would have been suffice.
I also get no one wishes to lend me any bit coin and I'm also fine with that. What I'm not OK with is this whole no risk system of where someone has to give $130 for example to borrow $100 of it back.
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March 28, 2015, 07:28:21 AM
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And I'm perfectly fine with people not trusting me. What I feel is completely uncalled for is getting scammed with negative feedback when I did nothing wrong to the person. A simple I don't trust you would have been suffice.

That's what the negative feedback is.  It's a "I don't trust you" from a member the community does trust.

You have to understand that it's too easy for a newbie to make a free account and ask for a $60 loan.  Too many people scam.  Sad

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cheetahwind (OP)
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March 28, 2015, 09:21:08 AM
 #11

I get that point Vod. My point being then it leaves the feedback system as being a broken tool ripe for abuse. Which is exactly what happened.
To me this was more of a social experiment anyways. I was reading a few articles about how easy it was to obtain a bit coin loan. Which as I have found more people want to basically have you give more money than what the loan is worth. Essentially borrowing your own money essentially.
I don't understand why someone who would really need the money would in my example. Trade $130 worth oh say Dogecoin to get $100 worth of bit coin. To then have to pay interest on it to boot. When you could cash out what you need lent of your dogecoin and avoid the interest and what seems to be a slew of scammers along the way.
The only thing I see positive about this forum is if you wish to scam feedback and bully people. This is your place. That's all I have to say about all the matters at hand.
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March 28, 2015, 12:50:43 PM
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I get that point Vod. My point being then it leaves the feedback system as being a broken tool ripe for abuse. Which is exactly what happened.
To me this was more of a social experiment anyways. I was reading a few articles about how easy it was to obtain a bit coin loan. Which as I have found more people want to basically have you give more money than what the loan is worth. Essentially borrowing your own money essentially.
I don't understand why someone who would really need the money would in my example. Trade $130 worth oh say Dogecoin to get $100 worth of bit coin. To then have to pay interest on it to boot. When you could cash out what you need lent of your dogecoin and avoid the interest and what seems to be a slew of scammers along the way.
The only thing I see positive about this forum is if you wish to scam feedback and bully people. This is your place. That's all I have to say about all the matters at hand.

This is how a loan "works". You request money here and you "should" pay back the amount with a little interest (always low than the bank's interest). If you can't give a collateral that it is no sense request a loan here because we are not stupid & you are not a genius. If you have (in your example) the equivalent in dogecoin then you should convert it to bitcoin instead to come here and request a loan (with interest) ... or am I wrong?
cheetahwind (OP)
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March 28, 2015, 01:23:45 PM
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Ok the whole point of what I had said, was basically it would seem as if the collateral system around here makes it impossible for anyone to get a loan without forking out the equivalent in cash first.  Was what I was getting at.

My point was given as an example, I don't have any alt coin really, I got 70 doge sent to me by a friend a long time ago, along with my initial round of BTC.  Yet otherwise I haven't had any experience with any other currencies.

What my point I was trying to get across is if everyone wants a digital currency equivalent to secure a bit coin loan.  Just as you stated, why wouldn't you just convert it.

The only other way any collateral would work is if you lived close to someone.  As for someone like me to ship an iPad to Germany, Russia, or some other country outside of the US.  Would make it far less cost effective, especially for a 0.3 BTC loan.

I get a newbie, and I was't expecting a loan really.  Heck I wasn't even expecting Muahammad to take a chance on me once I saw some of his posts.  Yet I read about how easy it was to get a BTC loan, so I decided to dabble in the idea and try it.

The only part that upset me was, and I get that people have been scammed in the past.  Is the fact this forum promotes instant negativity to a new person when they request a loan.  Yet never scammed anyone on the forum at all yet.

Unless if they have proof that I am out to scam, I think any negative points is uncalled for.  So of course, since this was more of a trial for myself.  I had no problem making a few people upset by repaying the favor of giving them negative rep as well.

To me a rep system should only be used based on the persons actual trade history.  Not just because someone had a bad day and decided to hit the negative post system.  Yet it would seem that this place is ok with getting a negative history even though you haven't traded with someone.

Anywho, no I don't think trading or lending to me at this point is a good idea.  Why because I think people are going to want some crazy collateral just because that seems to be the norm around here.  Give us $1,000 cash deposit to get a $100 loan.  That seems a bit crazy to me.

So does that answer your questions satisfactory?
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March 28, 2015, 01:52:37 PM
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Ok the whole point of what I had said, was basically it would seem as if the collateral system around here makes it impossible for anyone to get a loan without forking out the equivalent in cash first.  Was what I was getting at.

My point was given as an example, I don't have any alt coin really, I got 70 doge sent to me by a friend a long time ago, along with my initial round of BTC.  Yet otherwise I haven't had any experience with any other currencies.

What my point I was trying to get across is if everyone wants a digital currency equivalent to secure a bit coin loan.  Just as you stated, why wouldn't you just convert it.

The only other way any collateral would work is if you lived close to someone.  As for someone like me to ship an iPad to Germany, Russia, or some other country outside of the US.  Would make it far less cost effective, especially for a 0.3 BTC loan.

I get a newbie, and I was't expecting a loan really.  Heck I wasn't even expecting Muahammad to take a chance on me once I saw some of his posts.  Yet I read about how easy it was to get a BTC loan, so I decided to dabble in the idea and try it.

The only part that upset me was, and I get that people have been scammed in the past.  Is the fact this forum promotes instant negativity to a new person when they request a loan.  Yet never scammed anyone on the forum at all yet.

Unless if they have proof that I am out to scam, I think any negative points is uncalled for.  So of course, since this was more of a trial for myself.  I had no problem making a few people upset by repaying the favor of giving them negative rep as well.

To me a rep system should only be used based on the persons actual trade history.  Not just because someone had a bad day and decided to hit the negative post system.  Yet it would seem that this place is ok with getting a negative history even though you haven't traded with someone.

Anywho, no I don't think trading or lending to me at this point is a good idea.  Why because I think people are going to want some crazy collateral just because that seems to be the norm around here.  Give us $1,000 cash deposit to get a $100 loan.  That seems a bit crazy to me.

So does that answer your questions satisfactory?

if you don't want to provide collaterals then better go to btcjam or bitlendingclub..
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