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Clint (OP)
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July 09, 2015, 08:42:13 PM |
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Hi guys, I'm asking you guys if this ever happened to you. So about 2-3 weeks ago, I lend around 0.01 forgot the exact amount to a jr member. And he says he'd get back to me the next day, but he didn't. He gave me his account as the collateral, but I still wanted my btc back, so I mes him on email, he said he apologize and he'd pay me back 0.015 btc by the end of the week. Another 2 weeks has passed, I kept emailing him, and no response from there. Why are there people like this on this forum?/ What can I do now? Just sell his account?
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zz11
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July 09, 2015, 08:48:34 PM |
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Hi guys, I'm asking you guys if this ever happened to you. So about 2-3 weeks ago, I lend around 0.01 forgot the exact amount to a jr member. And he says he'd get back to me the next day, but he didn't. He gave me his account as the collateral, but I still wanted my btc back, so I mes him on email, he said he apologize and he'd pay me back 0.015 btc by the end of the week. Another 2 weeks has passed, I kept emailing him, and no response from there. Why are there people like this on this forum?/ What can I do now? Just sell his account?
Yes, you can now sell the account in either Digital Goods or Auction. Btw, collateral scam means you took the collateral and ran. |
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HarshitPeer
Member
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Activity: 75
Merit: 10
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July 09, 2015, 08:49:53 PM |
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Hi guys, I'm asking you guys if this ever happened to you. So about 2-3 weeks ago, I lend around 0.01 forgot the exact amount to a jr member. And he says he'd get back to me the next day, but he didn't. He gave me his account as the collateral, but I still wanted my btc back, so I mes him on email, he said he apologize and he'd pay me back 0.015 btc by the end of the week. Another 2 weeks has passed, I kept emailing him, and no response from there. Why are there people like this on this forum?/ What can I do now? Just sell his account?
well you should be aware that people take loans when they have no other option left of arranging money. Some may consider this a way of seling account, by making a loan request. Never lend the money you need for our work or if lend, be caeful that you have collateral enough to sell easily if in case you want your money. |
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--Encrypted--
Copper Member
Legendary
Offline
Activity: 924
Merit: 1007
hee-ho.
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July 09, 2015, 09:31:05 PM |
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Hi guys, I'm asking you guys if this ever happened to you. So about 2-3 weeks ago, I lend around 0.01 forgot the exact amount to a jr member. And he says he'd get back to me the next day, but he didn't. He gave me his account as the collateral, but I still wanted my btc back, so I mes him on email, he said he apologize and he'd pay me back 0.015 btc by the end of the week. Another 2 weeks has passed, I kept emailing him, and no response from there. Why are there people like this on this forum?/ What can I do now? Just sell his account?
the collateral is yours if the loan term has passed and both parties have not agreed to extend it (actually more like you refused to extend it since you have every right to). no one can blame you even if you sell it. |
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Amph
Legendary
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Activity: 3248
Merit: 1070
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July 10, 2015, 06:21:12 AM |
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Hi guys, I'm asking you guys if this ever happened to you. So about 2-3 weeks ago, I lend around 0.01 forgot the exact amount to a jr member. And he says he'd get back to me the next day, but he didn't. He gave me his account as the collateral, but I still wanted my btc back, so I mes him on email, he said he apologize and he'd pay me back 0.015 btc by the end of the week. Another 2 weeks has passed, I kept emailing him, and no response from there. Why are there people like this on this forum?/ What can I do now? Just sell his account?
Yes, you can now sell the account in either Digital Goods or Auction. Btw, collateral scam means you took the collateral and ran.
usually in this negotiation they use an escrow or at least an account that is signed but i doubt that this junior member has signed his account, so there are chance that he used as a collateral a hacked account if that accout is not in a good condition(red trust low quality post ecc...) i doubt you can retrieve 0.01 from it |
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Clint (OP)
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July 10, 2015, 04:48:00 PM |
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Hi guys, I'm asking you guys if this ever happened to you. So about 2-3 weeks ago, I lend around 0.01 forgot the exact amount to a jr member. And he says he'd get back to me the next day, but he didn't. He gave me his account as the collateral, but I still wanted my btc back, so I mes him on email, he said he apologize and he'd pay me back 0.015 btc by the end of the week. Another 2 weeks has passed, I kept emailing him, and no response from there. Why are there people like this on this forum?/ What can I do now? Just sell his account?
the collateral is yours if the loan term has passed and both parties have not agreed to extend it (actually more like you refused to extend it since you have every right to). no one can blame you even if you sell it. Yeah, I messaged him many times over email, which he has replied before, and the past 2 weeks he just disappeared and haven't replied after that. |
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melisande
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July 15, 2015, 07:54:18 PM |
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Though you may go ahead and sell the account but my worry is that the value of the account might not be up to the borrowed money.
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vennali
Legendary
Offline
Activity: 2338
Merit: 1081
#SWGT CERTIK Audited
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July 16, 2015, 06:53:07 AM |
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You can definitely sell the account. Just be aaware of what these accounts sell for, so next time you give a loan you should know the collateral is worth more than the loan account so you shouldn't have any problems being repaid by selling the collateral incase the person lending defaults on it.
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ChiliPowder
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July 16, 2015, 06:29:55 PM |
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Though you may go ahead and sell the account but my worry is that the value of the account might not be up to the borrowed money.
This is true, as a lender you need to make sure that you dont give out more than the absolute lowest selling price of the account. Some guys want to sell their accounts but no one is buying so they ask for a loan then just dip. Collateral should be greater or equal to the loan. Snr worth .18ish to 3 dont give more than .14 or 5 max .17. |
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Clegg
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July 16, 2015, 08:11:05 PM |
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Is a jnr even worth 0.01? This is why you get collateral that is worth a lot more then if they do default you can easily get your money back or maybe even more than you originally lent out if the account is decent. For instance, if you take a Hero as collateral lend out 0.2-0.3 or something. If they scam you you could probably sell the account for much more than 0.3 so you've made good profit. In fact, better for you if they do scam but getting decent collateral usually means that they will pay you it back so it's a good guarantee.
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