Vocal minority is vocal minority. I am done with this thread though I have said everything I wanted to say. You, and your small group of vocal trolls, are insignificant and inconsequential as you never have and never were going to be in business with me. Judging by my 100% rating on BTCJam I'd say you few are alone in your "opinions".
BTCJam doesn't take into account a ponzi like yours. As long as you keep getting new loans to pay off the old ones, you will have a 100% rating on BTCJam. Did you see when you defaulted how it went down, then when someone gave you money to pay your debts, it went back up?
I wish I could say scammers like you were insignificant, but you are quite a drain on the welfare system.