Did you get scammed by ProspectorPR?
Just a tip - as a lender, if you want to accept collateral you either do so via escrow(best option for you since you are still a newbie) or get the collateral first before you send out the loan. You never send the loan before you receive the collateral.
Otherwise, no point whatsoever in having the collateral.
I'm new and i was a fool i sent first and i will never deal again without escrow.
That's good practice. Just take this as a really expensive lesson, man. Everyone makes mistakes when they first come into the bitcoin scene, it's rare to see anyone to not get scammed in such a anonymous and free environment.
That prospectorPR guy wasn't going to get you anything good as collateral anyways. He used fake collateral to scam several people.