If those funds are in another hd (does that stand for hard drive?) how would I know?
No. What I mean by HD is Hierarchical Deterministic. Read more
here.
I read that there was some problem with a blockchain thing that caused funds on certain accounts to be frozen and the fix was to switch wallets but it involved transferring keys or something and I couldn't figure out what I was supposed to do, which is what led me here to ask for help.
Now that you mentioned it, try to import your seeds to other wallets. Back up your wallet first and they will give you 12 words to list down which you can use to import your wallet.
A follow up question, there's no pending transactions? I mean unconfirmed transactions?