Or you can do a free cash transfer at the bank. You can buy bitcoins almost immediately if you do this. We will add the money to your Yado account the moment your USD hits our bank account. Once the money is in your Yado account, you can exchange freely between BTC and USD without any wait. Another fast option is bank wire.
I will do this within a few hours. I'll also post in your feedback thread when I've received the btc.
Edit: What account am I transferring the money to? I only see the options to mail money or add a checking account?