I am pretty sure that zelle is reversible...
110% its reversible
There are conditions,if you don't have zelle,the payment is send to a email or phone number.It will take 3 days max.If you don't accept the payment,it will be reversible payment.
But if you add your email or phone number to your US bank's zelle to receive money and you request/split the amount from me.There is no way to get the money back.And at the moment of the transfer of place I'll write a reference: "THIS PAYMENT CAN NOT BE CANCELED OR REVERSED".
Following local bitcoin's ID rules,
And I am willing to provide ID with,
MY IDENTIFICATION AND A LETTER WITH THIS. "I ____ (your full name), declare that my fund is legitimate and I am agreeing to transfer money since my account ended in **** (the last four digits of your account)) to _ user from Localbitcoin, state the date of today, with this message: "THIS PAYMENT CAN NOT BE CANCELED OR REVERTED." Buy BTC to __at Localbitcoin ".
0% its reversible