The transparency of Bitcoin transactions, due to the blockchain, ensures that all movements of the currency are unique and verifiable, reducing the risk of fraud in systems. Regulatory bodies and financial institutions are increasingly encouraging and merging Bitcoin into their systems, indicating how reliable and potential for legitimate use in the business .
First thing Bitcoin will never scam people but it is the one who holds or use bitcoin that can be scammer , because saying bitcoin is scam is like saying that PHYSICAL MONEY IS SCAM in which never that it happened or proven over the thousand years,
and like what you said Institutions and businesses are enteting bitcoin now so this shows how reliable and trustworthy this is.
Bitcoin is reliable for easy transaction, it is a system way of saving, it is transparent in trading.
Due to its unique financial stability companies are happy to use it in the legitimate ecosystem due to its legal rights in the country.
actually bitcoin is not reliable for easy transactions now because of the so much high in transaction fees many times happened just this year alone.