What is Ybex?

[ybex.io]

Brazil’s New 17.5% Crypto Tax: What Investors Need to Know


Brazil has moved to overhaul how it taxes digital assets. A Provisional Measure (MP 1303) issued by the government introduces a flat 17.5% income-tax rate on financial investments and crypto assets, replacing the prior bracket system and eliminating the long-standing tax exemption for crypto sales up to R$35,000 per month. The measure is part of a wider fiscal package and takes effect provisionally pending congressional approval.

What’s actually changing
Flat 17.5% rate. The measure unifies the rate on investment income and capital gains—including digital assets—at 17.5%, replacing the 15%–22.5% scale that depended on holding period and size of gain. Reuters and the government’s own summary highlight the shift to a single rate across asset classes.
No more R$35,000 monthly exemption. Crypto gains that were previously exempt when monthly sales stayed at or below R$35,000 are now taxable at 17.5%. The Senate’s explainer explicitly notes the end of this relief for crypto.
Scope covers offshore and self-custodied assets. The government’s text and legal analyses place crypto assetsinside the unified investment framework—regardless of whether they’re held on a local exchange, overseas, or in self-custody.
Timing and implementation. As a Provisional Measure, MP 1303 has immediate effect but must be converted into law by Congress to remain in force. EY’s technical alert notes that withholding mechanics for financial investments are slated from 1 January 2026, so taxpayers should watch for transitional rules and the final legislative text.

Why Brazil is doing this now

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

Kanye West’s YZY Token Crash: 51,000 Traders Are Red!

A week after launching on Solana, Kanye West’s YZY token has gone from viral debut to cautionary tale. New on‑chain analysis cited by major crypto media shows that more than 51,000 traders booked losses totaling roughly $74 million, while a tiny group of wallets earned seven‑figure gains. The episode highlights recurring risks around celebrity memecoins, thin liquidity, and opaque token distributions.

The quick version

Launch & spike: YZY launched on Solana on Aug. 21 and ripped higher within hours amid heavy social buzz.
Fast reversal: Within days, the token fell over 80% from peak levels.
Who got hurt: Out of ~70,000+ wallets that touched YZY, 51k+ ended in the red, with aggregate realized losses near $74.8M.
Who got paid: 11 wallets reportedly made $1M+ each; ~100 wallets cleared six‑figure profits.

How the debut unfolded

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

Top 10 Crypto CEOs by Net Worth in 2025

Method note: This ranking synthesizes Cointelegraph’s 2025 list with cross‑references to reputable wealth trackers and company filings/coverage where available. Net‑worth figures move with token prices and equities; treat these as point‑in‑time estimates, not fixed truths.

Changpeng “CZ” Zhao — ~$62.9B

Company/role: Binance (founder; former CEO)
Why he tops the list: Despite stepping down as CEO in late 2023, CZ is still credited with ~90% ownership of Binance. With the exchange retaining global market leadership and BNB activity robust, his fortune leads the crypto field.
Reference: Cointelegraph’s 2025 list

Giancarlo Devasini — ~$22.4B

Company/role: Tether / Bitfinex (co‑founder; CFO)
Why he’s here: Tether’s record profits and USDT’s outsized trading volumes have lifted Devasini’s paper wealth; estimates often assume a ~47% stake in Tether Group.

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

A Beginner’s Guide to HODLing in 2025

HODLing — buying Bitcoin and holding through volatility — remains the crypto market’s dominant strategy in 2025, according to a fresh Cointelegraph explainer that revisits the term’s origin, the psychology behind long-term conviction, and today’s investor toolkit from recurring purchases to custody choices. The piece argues that despite a more institutional, ETF-driven market, the simple buy-and-hold approach still best captures Bitcoin’s long-run thesis.

From typo to thesis
“HODL” began life as a misspelling of “hold” in a late-night 2013 Bitcointalk forum post titled “I AM HODLING,” written after a brutal one-day plunge. The post became crypto lore and a shorthand for staying the course in a hyper-volatile market. That origin story still matters: hodling is less a trading signal than a behavioral commitment to avoid selling into fear or chasing tops. The canonical post is preserved on Bitcointalk; mainstream references (like Investopedia) later backfilled the “Hold On for Dear Life” acronym, but the typo came first.

What the data says in 2025

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

Top 10 Fastest-Growing Blockchains of 2025

If you want a clean read on blockchain adoption in 2025, follow the users. Cointelegraph just published a ranking of the top 10 fastest-growing blockchains by active users, highlighting where real transactions — not just speculation — are happening. Below, we summarize the list, add context from independent data sources, and explain what the growth signals for DeFi, NFTs, stablecoins, and L2s actually mean for builders and investors.

Why “active users” matters
In this ranking, active users = unique wallet addresses that transacted over a period. It’s not a perfect proxy for people (bots and multiple wallets exist), but it’s still a strong, chain-agnostic indicator of on-chain engagement across payments, swaps, games, and dapps. Cointelegraph’s list blends L1s and L2s — a crucial framing because many of Ethereum’s users now live on rollups that inherit ETH security yet offer near-zero fees.

Independent dashboards reinforce the trend: for example, Artemis data has shown Solana competing with (and at times matching) the combined monthly active addresses of other major L1s/L2s — a stark illustration of how user activity clusters around fast, cheap rails.

The 2025 Top 10 — by monthly active users

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

Yala’s Bitcoin-Backed Stablecoin YU Depegs to $0.20 After Unauthorized Mint


Yala’s dollar-pegged YU stablecoin fell sharply over the weekend, trading between $0.20 and $0.30 depending on venue, after what the team called an “attempted attack.” In statements and follow-ups, Yala said the incident was contained, that it’s cooperating with security firm SlowMist, and that it would restore liquidity pools and allow users to redeem YU for USDC at a 1:1 rate.

What exactly happened
Coverage from multiple outlets and on-chain analysts points to an unauthorized token mint on Polygon that flooded supply and broke the peg:

The Block reported that an attacker minted 120 million YU, triggering the depeg.
ForkLog recapped the team’s posts, noting YU slumped to ~$0.30 on Uniswap on Sept. 13, later clawing back part of the loss; the team said it had identified the stolen assets, contacted law enforcement, and emphasized that Bitcoin collateral remained safe.
Cointelegraph said YU dropped as low as ~$0.2046 during the episode and has struggled to restore the peg.
ForkLog also summarized Lookonchain’s trace: the attacker sold ~7.71M YU for ~7.7M USDC across Ethereum and Solana, then bought ~1,501 ETH and split funds among wallets; tens of millions of YU reportedly remain on Polygon and other chains.

What Yala says

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

Bitcoin as Digital Gold: What a Macro Analyst Really Means

A new interview has reignited the “Bitcoin as digital gold” debate—and it hinges on something counter-intuitive: Bitcoin’s lack of yield may be a strength, not a weakness. Speaking to ForkLog, macro analyst Luke Gromen argued that Bitcoin’s value proposition is precisely its absence of counterparty risk and no built-in yield, which makes it a purer store of value for people trying to hedge inflation, capital controls, or political shocks. He went further, saying that preferring yield-bearing assets is often a sign of “Western financial privilege.”

Below is a breakdown of what he meant, how it lines up with mainstream commentary, and what to watch if you care about Bitcoin’s store-of-value narrative.

The core claim: No yield → fewer dependencies

Gromen’s point is simple: when an asset doesn’t promise yield, you aren’t trusting an issuer, borrower, or platform to pay you back. That removes counterparty risk, the risk that someone on the other side defaults or changes the rules. Gold has long played this role for savers; Bitcoin’s “digital gold” pitch applies the same logic to a programmable, borderless asset you can self-custody.

Why that matters right now: In parts of the world where bank access is limited, currencies are unstable, or capital controls are tight, an asset that no one else controls can be valuable even without a yield. That’s the philosophical core of the Bitcoin digital gold idea.

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

Stablecoins vs Credit Cards (2025): Costs, Speed, Risks

Credit cards dominate retail payments, but stablecoins are quietly attacking the profit pool—especially cross-border and high-fee categories. Cointelegraph frames it as a coming $100B U.S. payments battle, asking whether stablecoins can disrupt Visa and Mastercard’s economics. We dig into the data from central banks, regulators, and major networks to separate signal from hype.

The fee gap: where the wedge opens

Card economics. In the U.S., the merchant discount rate commonly lands around ~2–3% (varies by industry and card tier). Visa’s own materials emphasize that published interchange is only part of that total; processors and assessments add more. Recent industry snapshots peg typical online rates near ~2.1–2.6% before extras.

Regulatory anchors. For debit, the Fed’s Regulation II caps covered issuers at $0.21 + 0.05% (+$0.01 fraud adjust.), underscoring how policy can compress fees—though this doesn’t apply to credit.

Stablecoin processors. Coinbase Commerce discloses a 1% processing fee; Stripe case studies show ~1.5% on stablecoin payments versus ~4.5% on some international cards—illustrating why cross-border merchants are experimenting.

Investor takeaway: Stablecoins don’t “zero out” costs, but in cross-border and long-tail markets they can undercut card rails by 50–70% on processing—prime territory for disruption.

Settlement & cash-flow: instant vs. T+1–3

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

How to Exchange USDT to LTC on Ybex

Understanding the Basics

USDT (Tether). USDT is a U.S. dollar-pegged stablecoin that exists on multiple blockchains. Tether officially supports Ethereum (ERC-20), Tron (TRC-20), BNB Smart Chain (BEP-20), Solana, Avalanche, Arbitrum, and more—each with different addresses and fee dynamics. When you convert USDT to LTC, always make sure you’re sending from the correct USDT network that the exchange specifies.

LTC (Litecoin). Litecoin is a fast, low-fee blockchain with average block times around 2.5 minutes, designed for quick, peer-to-peer payments. Its fees are paid in LTC and depend on transaction size and current network congestion. That means your final cost and speed can vary slightly depending on how busy the network is at the moment.

Why networks matter for a USDT → LTC swap. If you send USDT on the wrong network (for example, using ERC-20 when the service expects TRC-20 or Arbitrum), your deposit can be delayed—or in the worst case, lost. Always align the network you send from with the deposit instructions shown by your exchange.

Why Choose Ybex.io?

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

Phantom Wallet Debuts USD-Pegged Stablecoin CASH

Phantom, the popular non-custodial wallet best known on Solana, just took a major step toward becoming a consumer payments app. On September 30, 2025, the company revealed CASH, a U.S. dollar-pegged stablecoin created using Stripe’s new Open Issuance platform, and announced Phantom Cash — an in-wallet payments experience that will let users top up from bank accounts, send peer-to-peer payments, and spend via Visa on Apple Pay and Google Pay.

This is notable for two reasons. First, a major Web3 wallet is moving beyond key management and dApp access into ordinary payments, blurring the line between crypto wallets and “money apps.” Second, the stablecoin is being issued through Stripe’s Open Issuance (built on Bridge infrastructure), signaling an industry effort to make custom, regulated stablecoins easy for businesses to deploy. Those two trends — wallets as rails and plug-and-play stablecoin issuance — could reshape how everyday users interact with digital dollars.

What Exactly Phantom announced

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

Top 5 Altcoins for November 2025: Evidence‑Backed Crypto Picks

Introduction

You don’t need a crystal ball—you need a repeatable process. For this Top 5 altcoins to buy for November 2025 list, we looked for three things:

Clear, near‑term catalysts (network upgrades, product launches, or integrations) with public documentation.
Real usage signals (active addresses, revenue/fees, TVL, or enterprise adoption) rather than pure hype.
Staying power—ecosystems with developer momentum and a plausible path through volatility.

This isn’t financial advice; think of it as a crypto picks November short‑list you can research further.

1. Ethereum (ETH): The Upgraded Base Layer

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

Jupiter and Ethena to Launch JupUSD: Solana Stablecoin

Solana’s biggest trading gateway is getting its own dollar. Jupiter, the leading DEX aggregator on Solana, will roll out a native stablecoin called JupUSD in partnership with Ethena Labs, the issuer behind USDe and USDtb. The new asset is designed to sit at the center of Jupiter’s product stack—perpetuals, lending, swaps, and more—tightening liquidity across the platform’s fast-growing “DeFi superapp.”

What exactly is JupUSD?

In Jupiter’s words, JupUSD is meant to be the ecosystem’s backbone: a Solana-native, branded stablecoin that Jupiter can mint and integrate everywhere users already trade or borrow on the platform.

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

How to Exchange DOGE to USDT on Ybex

If you’re looking to move quickly from Dogecoin (DOGE) into Tether (USDT), a wallet-to-wallet swap service can be a fast, low-friction path. This guide walks you through everything you need to know to complete a smooth doge to usdt conversion on Ybex.io—from basics and prep to detailed step-by-step and practical safety tips.

Understanding the Basics
Before you hit “Swap,” it helps to understand what you’re actually doing.

Dogecoin (DOGE). DOGE runs on its own proof-of-work blockchain. Transfers are simple—no memos/tags—and confirmations are generally quick, but network load can vary. Fees are paid in DOGE.

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

Bitcoin Oversold for the First Time in 3 Years With $100K

Bitcoin’s latest sell-off hasn’t just pushed prices lower—it’s upended a key cross-asset relationship. According to CoinDesk’s markets desk, the BTC/gold (BTC/XAU) ratio’s 14-day RSI has slumped to ~22, its most oversold reading since November 2022. The same analysis warns that oversold doesn’t equal “immediate bounce,” but it does highlight how far crypto has lagged bullion during this risk-off streak. At the same time, technicians note BTC is losing altitude below the 200-day moving average and is eyeing a test of sub-$100,000 support.

The setup arrives amid a dramatic macro rotation. Gold has ripped to fresh records, with some live-blog coverage on Friday noting spot quotes north of $4,300/oz, while Bitcoin slid to its weakest level since June—an extreme divergence even by 2025’s standards. That risk-off tone isn’t confined to crypto; equities were wobbly globally, and volatility gauges rose across assets.

The signal in plain Language

The RSI (relative strength index) compares recent gains and losses; readings below 30 are commonly labeled “oversold.” When you compute RSI on the BTC/XAU ratio, you’re effectively measuring how stretched Bitcoin is relative to gold. CoinDesk’s chart shows the ratio’s 14-day RSI near 22, undercutting February’s trough and reaching a zone last visited in late 2022—when BTC was in the depths of its bear market. Crucially, the desk emphasizes that an oversold ratio doesn’t promise a fast rebound; it’s a condition, not a timing tool. Traders typically look for bullish divergences or a break in downside momentum to confirm a turn.

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

Bitcoin Fear & Greed Index Signals Prolonged Anxiety

The crypto market is stuck in a wary mood. CoinDesk’s markets team notes the Bitcoin Fear & Greed Index has remained in the “fear” zone for seven straight days while price action chops in tight ranges—an unusual stretch that could point to prolonged anxiety rather than a quick relief rally. The piece also highlights a rising choppiness profile (a proxy for trendlessness), a combination that tends to weigh on risk-taking until a decisive catalyst resets the tape.

What the index is actually measuring
The widely followed meter—built by Alternative.me—compresses a set of inputs into a 0–100 score, where 0–24 is “extreme fear” and 50 is neutral. Components include price momentum, volatility, social activity, dominance, and Google Trends. In practice, the tool is less a trading signal and more a context gauge: sticky fear says positioning is cautious and risk appetite is thin, which can increase the impact of headlines and order-book shocks.

CoinDesk’s read is consistent with the historical series: when the meter sits at fear for multiple sessions, markets often base messily before trend resumes—up or down—rather than snapping back immediately. Traders watch changes more than levels: a grind from fear toward neutral can attract sidelined capital, while fresh dips into extreme fear can precede capitulation or “one more flush.”

Why nerves are sticky this time

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[ybex.io]

Western Union Pilots Stablecoin Transfers to Modernize Payments

Western Union is taking a concrete step into on-chain finance. On its Q3 2025 earnings call, the money-transfer giant said it has launched a pilot for stablecoin-powered transactions aimed at making international transfers faster, cheaper and more transparent. The move is part of a broader digital overhaul targeting more than 150 million customers worldwide.

The pivot didn’t come out of nowhere. Western Union’s leadership has been warming to the idea all year. In July, CEO Devin McGranahan described stablecoins as an “opportunity, not a threat” to the company’s core remittance business—if they help customers move money across borders more quickly and at lower cost. Western Union also published a summer blog post outlining how dollar-pegged stablecoins could open new, affordable corridors for users who need predictable value and near-instant settlement.

Why stablecoins—and why now?

Stablecoins are designed to track the price of a fiat currency (most often the U.S. dollar). For cross-border payments, they can reduce reliance on correspondent banking chains—those daisy-chained intermediaries that add time and fees to a transfer. Western Union says the pilot’s goal is to shorten settlement windows, improve capital efficiency, and maintain regulatory controls customers expect from a banked service.

🔝 Read the full article this link

👥 Follow us social networks:

Twitter https://x.com/Ybex_io / Telegram https://t.me/ybex_io / Exchanger https://ybex.io/

[examplens]

ybex.io and bitsz.io most likely have the same owner. Too many similarities
I wonder why? Isn't it better to dedicate yourself entirely to one project than to manage two identical ones at the same time?

Except for the almost identical performance here on the forum, they both have identical Cloudflare DNS. This usually happens when domains are managed from the same CF account, even when the difference in domain age is one year.


https://whois.domaintools.com/bitsz.io
https://whois.domaintools.com/ybex.io

Both sites have the same KYC warning




There is also a great similarity in the code, even without a deeper analysis.

btw. ybex.io domain is for sale.

https://www.afternic.com/forsale/ybex.io?referrer_id=3805&traffic_id=3805

Only on bitsz there is information about the license, although it is unclear who issued this license

LumiTech LTD. All rights reserved. LumiTech LTD is registered and operates under ID: 247149.

Based on all of this info, I would stay away from both of those exchanges. Registering a domain and running a reseller exchange script is not enough to gain trust.

[ybex.io]

ybex.io and bitsz.io most likely have the same owner. Too many similarities
I wonder why? Isn't it better to dedicate yourself entirely to one project than to manage two identical ones at the same time?

Except for the almost identical performance here on the forum, they both have identical Cloudflare DNS. This usually happens when domains are managed from the same CF account, even when the difference in domain age is one year.

https://talkimg.com/images/2025/10/27/Um1ALa.png
https://whois.domaintools.com/bitsz.io
https://whois.domaintools.com/ybex.io

Both sites have the same KYC warning
https://talkimg.com/images/2025/10/27/Um1ZGT.png

https://talkimg.com/images/2025/10/27/Um1nfl.png

There is also a great similarity in the code, even without a deeper analysis.

btw. ybex.io domain is for sale.
https://talkimg.com/images/2025/10/27/Um1CK1.png
https://www.afternic.com/forsale/ybex.io?referrer_id=3805&traffic_id=3805

Only on bitsz there is information about the license, although it is unclear who issued this license

LumiTech LTD. All rights reserved. LumiTech LTD is registered and operates under ID: 247149.

Based on all of this info, I would stay away from both of those exchanges. Registering a domain and running a reseller exchange script is not enough to gain trust.

Thank you for your attention and detailed analysis.

We want to clarify a few points. YBEX uses a white-label solution, which means some technical parts and design elements may look similar to other exchanges that use the same platform. This also includes the KYC warning, which is a standard feature used by many exchanges to meet compliance and security requirements.

At the same time, we are an independent team with our own goals, vision, and development strategy. Our focus is on building a reliable and transparent platform for users. We try to stay active on the forum every day, answer questions, and discuss community feedback to earn trust through openness and communication.

We appreciate your attention, as it is important to analyze details in the crypto space. However, if you notice similarities with other platforms, it does not mean we are a bad service. Such similarities can happen because of shared technical solutions or templates. YBEX is an independent project built honestly and transparently, with long-term trust as our priority.

[examplens]

At the same time, we are an independent team with our own goals, vision, and development strategy. Our focus is on building a reliable and transparent platform for users. We try to stay active on the forum every day, answer questions, and discuss community feedback to earn trust through openness and communication.

We appreciate your attention, as it is important to analyze details in the crypto space. However, if you notice similarities with other platforms, it does not mean we are a bad service. Such similarities can happen because of shared technical solutions or templates. YBEX is an independent project built honestly and transparently, with long-term trust as our priority.

I wouldn't say that it's independent teams, since you have an identical way of communicating here, presenting, setting up links, writing posts etc... Considering that this has been noticed by several users, not only me, I can't trust your honesty.
btw. I'm glad you understand the importance of analyzing details in the crypto space, honesty is also a very important detail in all of that.

[ybex.io]

I wouldn't say that it's independent teams, since you have an identical way of communicating here, presenting, setting up links, writing posts etc... Considering that this has been noticed by several users, not only me, I can't trust your honesty.
btw. I'm glad you understand the importance of analyzing details in the crypto space, honesty is also a very important detail in all of that.

Thank you for your comment.

We understand why it may look this way, but a similar style of communication or posting is common in the crypto space. Many teams use short messages, focus on facts, add links, and stay transparent. This is a normal way to communicate, not a sign of connection between projects.

Even if you see some similarities with other services, it does not mean we are a bad project. We keep working, improving our service, and building everything honestly and transparently.