Not sure if this is the right forum...but here goes.
So I started out using coin.mx. It was nice being able to have my coins quickly. However, the fees got to me, and I could no longer use it. After searching, trial and error, I found circle. It's been great. I can buy my bitcoins with my bank account, no fees, and have up to $100 instantly. And the price per bitcoin is great, better than coinbase and coin.mx.
But now I want more. I am interested in up to $500 instantly, what are some options? I think my instant limit may increase as I develop a transaction history with them, but this may take a long time, since I'm a small time bitcoin user, whose transactions are infrequently small. However I've never been in debt with them either, I've always been able to pay for the coins I buy, which is good. Maybe I could make a request for a raise?
I think I could get another 100 instantly with circle if I used my debit card, however I'm not sure if there would be any fees. Not from circle of course, but from my card issuer, charging a cash advance fee...so I'm going to contact my bank account and talk to them about this, I've already e-mailed them. This would help, as all transactions with a card are instant, but there is a $100 weekly limit there
I wonder if the instant access limit is $100 per deposit, hmm... Say I deposit $300...I'd have instant access to $100. Say I deposit another $200 in a separate transaction, would I have instant access to another $100? Bringing my wallet to $200, until the full $500 is cleared? I doubt it. Probably not. Na... Just a thought.. I'm pretty sure the instant availability is limited to $100 out of the total of incomplete deposits, and there's no way of having instant access to anything more than my limit as long as my deposits are incomplete.
Do you guys have any ideas? I can't imagine anything better than circle, and I feel like I wasted a lot of time until I found circle and certainly don't want to waste that amount of time again. A lot of exchanges don't tell you everything unless you dig for the information or find out from another's experience. Coin.mx sounds almost appealing now, but I just can't afford those fees, especially for the crappy exchange rate. It's funny because before I found circle I thought highly of coin.mx. I would use coinbase, but they only take credit cards, not debit cards. And localbitcoins is the same thing, Paying that western union/money gram fee I might as well be using coin.mx. I suppose I could be doing direct deposits on lbc, depositing to their bank account and them sending my coins, however I need something dependable that I can rely on like clockwork and it's my assumption I would run into problems if relying on lbc.
