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chaosman
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August 19, 2012, 09:24:46 PM
 #1

Hello Everyone,

Well I have been lurking the forums for a while an finally signed up.
Its probably not a great forum name as I plan on starting a business dealing with bitcoins and the lending industry.
In anycase, I am a full-time programmer. I also own a judgment recovery business(I purchase money judgments and legally enforce them on my own behalf), and also I am a process server.
I see a lot of BTC lenders who were stiffed. Though I am not an attorney, I have enforced judgments in 43/50 of the states. Meaning I purchased a judgments and used the court system to either levy upon bank accounts, garnish wages, got charging orders against LLC's(meaning I took the interest of the debtors membership of the LLC and even wound down the LLC to liquidate it on Single Member LLCs).
I believe I can at least give some insight to US based lenders about risk management. Also give my opinion on what lenders should do if the debtor defaults and to reduce defaults.
I am programming a solution that may help with this. I have read the boards it seems that there is something missing from there I think I can give some insight.

Thanks everyone!
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flatfly
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August 19, 2012, 09:29:28 PM
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Interesting!
Welcome to the community.

1111127SpvabYpoeDoiz5L7QPkfiSh2Q. Only donate if you have a reason to.
mypolopony
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August 24, 2012, 03:05:33 AM
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This is really fascinating! I personally believe that computational approaches offer solutions to almost all circumstances, including yours.

I never knew this market existed -- if I understand you properly, you purchase the right to enforce owed payments? Out of curiosity, what makes a debtee approach you to handle a case against a debtor instead of going though the court system themselves?

Also, welcome!
chriswen
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August 24, 2012, 03:38:23 AM
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Me 2

I just signed up but, I've been really interested and reading a lot of threads.
btcinstant
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August 24, 2012, 04:15:30 AM
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welcome!  Grin
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