Any tips on where to invest small amounts of BTC ( 20 - 50$ ) and get a ROI + Profit in a short time?
This is a hard topic/idea to begin to address. The main reason is because there is no real good way of investing a small amount and getting a good return without luck. (You can get a small return and I explain below) Let me explain...
As someone who has participated in countless high interest BTC "investments" they all, in the end, turn out to be Ponzi style scams. Its only a matter of time before they pack up, take all the money, and disappear. Im not going to list them all here. But the last one, and arguably the most cunning yet, was Our Beks (ourbeks.com). And it was so good at scamming everyone because it didnt make the typical huge promises that most scam sites do. They offered a very low daily interest rate (starting at 1.5% daily), ability to withdraw at any time, and like any seemingly legit service, had a fee for withdrawing principal. It was equal to about 5-6 days of what you would earn in interest. So you had to keep your money in for about a week before you actually started to really earn anything.
They had claimed that they were a fund that moved with BTC's (and other crypto's) price fluctuation and also included other Forex currencies in the fund (to offset the days when BTC's price didnt fluctuate a ton). I put .25 BTC in at first to test it out. I went a month earning on that deposit. Think about it, At 1.5% daily it takes less than 90 days to double your BTC. I withdrew my profits daily. Then after a month, I dropped 1.15 BTC into my account. I earned on that just long enough to break even. And I got lucky. Because they clsoed up shop and disappeared with everyones money
It started when I went to withdraw the daily earnings on the last larger deposit one day and I got an error message saying "That only 4 withdraws per month were allowed" At first, I didnt think much of it. Most funds try to discourage you from withdrawing daily. It doesnt give them any time to really make your $$. I figured it was a new policy. I waited. I waited into the next month. Still got the same message. At this point I knew they didnt have the money and would be gone any day.
No replies to my emails asking if I had to wait 30 days from my last withdraw or if it reset when the calendar month reset.
Then, the site wasnt there. Gone.
Like I said, I got lucky. How many people deposited BTC after I did and didnt get the chance to break even?
So,
1) you can invest a small amount in the newest ponzi scheme and hope you get lucky
2) you can buy BTC when the price dips and then sell it when it goes back up
3) you can invest in the official (and regulated) Bitcoin Investment Trust which was just recently cleared by the FCC and SEC.
Small, more trusted way to get a return1) Loan your BTC via BTCjam.comI have been doing that for quite some time. Since the loans are crowdfunded you can invest a very small amount into a loan. I have had two people default on their loans. And I have a wide array of complaints with how the site works and the level of sophistication of the staff (basically, they clueless and have no business trying to run a site like that). But of the borrowers have an established history and an ok credit rating, then you will most likely get your money back plus interest. You should really try that out. After successfully getting your money back plus interest your wife may even give you some more play money
