According to PayPal:
PayPal generally does not offer consumer protection for purchases of intangibles. According to its user agreement: " 13.3 Ineligible Items. PayPal Purchase Protection only applies to PayPal payments for certain tangible, physical goods. Payments for the following are not eligible for reimbursement under PayPal Purchase Protection" - and "Intangible items, including Digital Goods" tops the list.
If this is the case, why are people afraid of trading via PayPal?
You know why? because chargeback is still happening. There are members still being scammed via paypal because of chargebacks.