You can't wait a week? You could buy better ram then, or more.
What do you really want the coins for?
It would be very interesting if there were loan sharks out there for the BTC.
If it were possible, someone could make a Credit BTC loan system and ask for rather large interest rates to cover for fluctuations in the market price and against potential losses. It would very probably go against the BTC philosophy, but I wonder if it would be profitable?
The only problem is there is no real enforcement or pressure mechanism to repay BTCredit purchases.
(Unless you have some kind of fiat money "risk pre-payment" system to punish for defaulting or something?)
The way to do it would be to have risk pools. High risk pools = high interest rate (essentially those shitty payday loan places). As you prove your reliability and trustworthiness, you move to lower risk and lower interest.
Of course, there will be deadbeats and scammers, possibly some playing the long game. But as long as enough people pay back to cover losses plus a profit, you could still make bank. Not something I would want to put my money in though.
