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Author Topic: House Broken Into - Need Loan for Monitor and CCTV Camera Replacment (BTCjam)  (Read 694 times)
cdjbolton (OP)
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April 26, 2015, 09:36:50 AM
Last edit: April 26, 2015, 12:30:01 PM by cdjbolton
 #1

I just thought i would post my listing on BTC jam here, any help will be appreciated the original description is below.

Hi everyone.

The reason i would like this loan is that my house was broken into 2 days ago.

They got through my kitchen window while i was in work as it was open to let the heat out from a small batch of bitcoin machines.luckily they only stole my PC monitor and my security camera, as when they unplugged my monitor they knocked my router out and all the bitcoin machines started beeping and must have scared them off.

The reason for this loan is to replace my monitor and security camera, and have an inexpensive alarm fitted.

I wasn't insured either something i will be getting soon, although on this occasion i am to blame for leaving the window open, my worry is they may come back knowing how much pc equipment i have.This loan will be paid back out of my monthly wage.

As this is my first loan I have re listed it with better terms for the lender, I will also be aiming to repay this loan early.

Thanks for any help you can give.

https://btcjam.com/listings/41426-house-broken-into---need-loan-for-monitor-and-cctv-camera-replacment
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April 26, 2015, 09:38:48 AM
 #2

I just thought i would post my listing on BTC jam here, any help will be appreciated the original description is below.

Hi everyone.

The reason i would like this loan is that my house was broken into 2 days ago.

They got through my kitchen window while i was in work as it was open to let the heat out from a small batch of bitcoin machines.luckily they only stole my PC monitor and my security camera, as when they unplugged my monitor they knocked my router out and all the bitcoin machines started beeping and must have scared them off.

The reason for this loan is to replace my monitor and security camera, and have an inexpensive alarm fitted.

I wasn't insured either something i will be getting soon, although on this occasion i am to blame for leaving the window open, my worry is they may come back knowing how much pc equipment i have.This loan will be paid back out of my monthly wage.

As this is my first loan I have re listed it with better terms for the lender, I will also be aiming to repay this loan early.

Thanks for any help you can give.



It would help your case to list the case number and the police force that did the investigation, so people can verify a break in did occur.

Otherwise, people might assume you are just making up a story and using the gullible btcjam audience to get a "loan".   Undecided

I post for interest - not signature spam.
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Muhammed Zakir
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April 26, 2015, 10:10:10 AM
 #3

Where is your BTCJam request? Link please.

Do you have collateral?



Please write the below text onto a paper and put it near your Bitcoin miners. Take a photo and post here.

Text to write on a paper:

cdjboloton from Bitcointalk.org. UID: 338173

cdjbolton (OP)
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April 26, 2015, 10:10:55 AM
 #4

Hi,

That is a fair comment, but im not like that at all.

The crime referance is 069496K-15 and its Greater Manchester Police, Bolton.

Im a little offended that you think im lying but i also understand your reasons.
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April 26, 2015, 10:14:16 AM
 #5

Where is your BTCJam request? Link please.

Do you have collateral?



Please write the below text onto a paper and put it near your Bitcoin miners. Take a photo and post here.

Text to write on a paper:

cdjboloton from Bitcointalk.org. UID: 338173

Hi im in work at the moment, i will take some photos when i get home.

the link is also now in the description.

 
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April 26, 2015, 10:20:55 AM
 #6

Hi,

That is a fair comment, but im not like that at all.

The crime referance is 069496K-15 and its Greater Manchester Police, Bolton.

Im a little offended that you think im lying but i also understand your reasons.

Sorry for offending you, it was not my intention, but there are a lot of scammers on here.  Sad

What is their (non-emergency) phone number?

I post for interest - not signature spam.
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cdjbolton (OP)
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April 26, 2015, 10:29:19 AM
 #7

Hi,

That is a fair comment, but im not like that at all.

The crime referance is 069496K-15 and its Greater Manchester Police, Bolton.

Im a little offended that you think im lying but i also understand your reasons.

Sorry for offending you, it was not my intention, but there are a lot of scammers on here.  Sad

What is their (non-emergency) phone number?

The police forces numbers are below, If your in the UK you can dial 101 if your outside the UK i would use the 0161 numbers.

http://www.gmp.police.uk/content/section.html?readform&s=C4CDC1C4273DD3228025796100421211

Im going to take some photos of my house when i get home, and a photo of my miners etc.
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April 26, 2015, 10:36:46 AM
 #8

How much BTC are you looking for? Do you have any collateral?

You haven't verified two important things, income and bank.

cdjbolton (OP)
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April 26, 2015, 11:07:53 AM
 #9

How much BTC are you looking for? Do you have any collateral?

You haven't verified two important things, income and bank.

Yes these are my 2 biggest issues with my account, the reason i have no bank verification is that the Barclays UK option will not go through, seems to be an issue with BTCjam - The barclays international goes through but the UK link does not work.

In regards to my income verification, Im classed as self employed in the UK and did send a bank statement to prove my income, but pay slips were needed something i do not have as im self employed.

In regards to collateral would you want it to be physical or digital ?

As im happy to put any property I have against the loan, but not sure how this would work for an international lender, or im happy to give some proof of income with bank statements etc if needed.

If you let me know what sort of collateral would be needed i can see what i can get.
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April 26, 2015, 11:15:57 AM
 #10

How much BTC are you looking for? Do you have any collateral?

You haven't verified two important things, income and bank.

Yes these are my 2 biggest issues with my account, the reason i have no bank verification is that the Barclays UK option will not go through, seems to be an issue with BTCjam - The barclays international goes through but the UK link does not work.

In regards to my income verification, Im classed as self employed in the UK and did send a bank statement to prove my income, but pay slips were needed something i do not have as im self employed.

In regards to collateral would you want it to be physical or digital ?

As im happy to put any property I have against the loan, but not sure how this would work for an international lender, or im happy to give some proof of income with bank statements etc if needed.

If you let me know what sort of collateral would be needed i can see what i can get.

Here all the information:

What is considered collateral?

Collateral is something that can easily be resold to cover the loan value plus interest should the loaner default on the loan.

- The best collateral is another crypto-currency, such as Litecoin (also written as LTC).  Coins must be moderately traded on multiple exchanges.
- Some digital wares such as domain names can be considered as long as the user cannot recover it.
- Small valuable items that can be shipped though the mail - i.e. gold, silver, iphones, etc.
- Large items, such as a motorcycle or guitar can be used if you live close to the person giving you the loan.  Try localbitcoins.com

What is not considered collateral?

- Items not in hand.  Don't trust a user that promises to give you something *when* they default!  Tracking numbers only show something has been mailed - it could be an empty box.
- Future income.  You can prove you'll make xx coins in the next few days, but nothing forces you to send those coins to pay your debt.
- Identification.  So what if they can prove who they are.  Are you going to spend more money and time taking them to court on untested legal grounds?  You'll probably just walk away, like everyone does.  ID is useless.
- Games codes or similar.  To verify the collateral you need to use the code, which destroys the collateral.  Consider this a purchase, not a loan.  (Post in Digital Goods instead)
- Most new alt-coins or alt-coins that trade for satoshis are not good collateral as they can become worthless overnight.
- Paypal should never be used - they are anti-bitcoin and will rule against you 100% of the time.  Escrow can't even help, as paypal charge backs can come over 6 months later!
- Most valuable online accounts can easily be recovered by social engineering (the user contacting support to say they were hacked, and regain control of the account)
 
When should you use Escrow?

 - Never send collateral directly to a low activity/post account offering you a loan, as they are likely to take your coins and disappear. (Escrow Scam)
 - Use only "Hero Members" or "Legendary Members" for escrow - they have a vested interest in the community with the time they have spent here.
 - Do not use a third party escrow service unless hero members can vouch for it - it's too easy to create a website, do a few escrows then disappear with a big balance.  Rinse and repeat.
 
When considering the trustworthiness of a user, ignore "Posts" as there are schemes that pay a user per post.  A person can make 1,000 useless posts in one day and contribute nothing to the community.  Instead look at the "Activity" number - that gives you a more accurate tally of how involved the user is in the community.

Ignore the sob stories that users post - it's just a scam to get your coins.  If a person really is in such a situation, they can turn to family, friends or other social circles they frequent.  They are just posting in our community because the payment is anonymous and irreversible.
Lastest scam sob story: https://bitcointalk.org/index.php?topic=908707.0

Finally, do not encourage scammers to come here!  Giving out loans to newbies with no collateral, or loans to people with negative trust from "OldScammerTag" are likely to get you negative-trusted by other users, like me.   Smiley
cdjbolton (OP)
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April 26, 2015, 11:34:44 AM
 #11

How much BTC are you looking for? Do you have any collateral?

You haven't verified two important things, income and bank.

Yes these are my 2 biggest issues with my account, the reason i have no bank verification is that the Barclays UK option will not go through, seems to be an issue with BTCjam - The barclays international goes through but the UK link does not work.

In regards to my income verification, Im classed as self employed in the UK and did send a bank statement to prove my income, but pay slips were needed something i do not have as im self employed.

In regards to collateral would you want it to be physical or digital ?

As im happy to put any property I have against the loan, but not sure how this would work for an international lender, or im happy to give some proof of income with bank statements etc if needed.

If you let me know what sort of collateral would be needed i can see what i can get.

Here all the information:

What is considered collateral?

Collateral is something that can easily be resold to cover the loan value plus interest should the loaner default on the loan.

- The best collateral is another crypto-currency, such as Litecoin (also written as LTC).  Coins must be moderately traded on multiple exchanges.
- Some digital wares such as domain names can be considered as long as the user cannot recover it.
- Small valuable items that can be shipped though the mail - i.e. gold, silver, iphones, etc.
- Large items, such as a motorcycle or guitar can be used if you live close to the person giving you the loan.  Try localbitcoins.com

What is not considered collateral?

- Items not in hand.  Don't trust a user that promises to give you something *when* they default!  Tracking numbers only show something has been mailed - it could be an empty box.
- Future income.  You can prove you'll make xx coins in the next few days, but nothing forces you to send those coins to pay your debt.
- Identification.  So what if they can prove who they are.  Are you going to spend more money and time taking them to court on untested legal grounds?  You'll probably just walk away, like everyone does.  ID is useless.
- Games codes or similar.  To verify the collateral you need to use the code, which destroys the collateral.  Consider this a purchase, not a loan.  (Post in Digital Goods instead)
- Most new alt-coins or alt-coins that trade for satoshis are not good collateral as they can become worthless overnight.
- Paypal should never be used - they are anti-bitcoin and will rule against you 100% of the time.  Escrow can't even help, as paypal charge backs can come over 6 months later!
- Most valuable online accounts can easily be recovered by social engineering (the user contacting support to say they were hacked, and regain control of the account)
 
When should you use Escrow?

 - Never send collateral directly to a low activity/post account offering you a loan, as they are likely to take your coins and disappear. (Escrow Scam)
 - Use only "Hero Members" or "Legendary Members" for escrow - they have a vested interest in the community with the time they have spent here.
 - Do not use a third party escrow service unless hero members can vouch for it - it's too easy to create a website, do a few escrows then disappear with a big balance.  Rinse and repeat.
 
When considering the trustworthiness of a user, ignore "Posts" as there are schemes that pay a user per post.  A person can make 1,000 useless posts in one day and contribute nothing to the community.  Instead look at the "Activity" number - that gives you a more accurate tally of how involved the user is in the community.

Ignore the sob stories that users post - it's just a scam to get your coins.  If a person really is in such a situation, they can turn to family, friends or other social circles they frequent.  They are just posting in our community because the payment is anonymous and irreversible.
Lastest scam sob story: https://bitcointalk.org/index.php?topic=908707.0

Finally, do not encourage scammers to come here!  Giving out loans to newbies with no collateral, or loans to people with negative trust from "OldScammerTag" are likely to get you negative-trusted by other users, like me.   Smiley

I have a few things that may be suitable, I have a Galaxy S6 and the HTC One M8 that i would be happy to use as collateral, I also have a steam account with over 200 games worth a minimum of £2000

http://steamcommunity.com/id/flameengland

I also have origin accounts and a uplay account with games also, I would be happy to share my place of work and our facebook page in private message also.

I currently have 20TH/s of S5 machines on slush pool and i can share the stats if needed, but this is owned by me and 2 friends so would need to ask them about this.

cdjbolton (OP)
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April 26, 2015, 01:47:33 PM
Last edit: April 26, 2015, 02:10:28 PM by cdjbolton
 #12

Where is your BTCJam request? Link please.

Do you have collateral?



Please write the below text onto a paper and put it near your Bitcoin miners. Take a photo and post here.

Text to write on a paper:

cdjboloton from Bitcointalk.org. UID: 338173

I have put a few images below, I have also put one of my guard chickens, Cant see how the thief got past them  Cheesy

Also the amount i wanted to loan was 3BTC and Im open to % offers, although there is also a % amount on my BTCjam account.

The loan is being used to replace the monitor, buy a cheapish security system from ebay and also a cctv camera to replace the one they took.

http://i61.tinypic.com/118kf2f.jpg

http://i57.tinypic.com/2w66wix.jpg

http://i61.tinypic.com/j0a7wp.jpg

http://i57.tinypic.com/2rxitme.jpg
cdjbolton (OP)
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April 28, 2015, 12:31:13 AM
Last edit: April 28, 2015, 12:52:22 AM by cdjbolton
 #13

Just thought i would update everyone, btcjam closed my listing, as it wasnt descriptive enough.

Seems to me I should have just asked for the loan, and not given the real reason for needing the replacement items.
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