Sorry I won't be using my account as collateral. I won't risk my full member account for small amount of loan. Right?
Escrow services will be needed
Hence why escrow will be needed. I'll never had possession of the account unless you default on the loan.
I dont want to use my account as collateral as it is enrolled in signature campaign and will be used to payback loan.
That is completely understandable. Unfortunately, I will not be able to fund this loan without either the account as collaterial or some other reputable alt-coin as collaterial. I'm sure if you had a altcoin though, you could just as easily exchange them to
BTC and their would be no purpose for this loan.