Try the new smartphone app CIRCLE only need your name, address and bank details.
They also have a website.
I was excited to see this; could it be that the powers that be have already made trouble for Circle?
I installed the mobile app (Ios8), it has no features! It repreats (Loops) the email verification required...
ZAwaat? only a dozen or so times now!
UNinstalled, reinstalled, tried again...
went tot eh website, attempted to email support...same "freeze" nothing sends...nothing works
I hope they can fix the issues...a sinister personality could presume the wait is for other reasons.