I need a loan of 0.12 btc.Pm me if interested and to discuss
Please include details about valid collateral that you are going to offer, if you want to avoid negative trust.
The rule of "No Collateral, No Loan" means that in order to get a loan you must give collateral that is equal, or preferably higher to the amount you are being loaned.
If you completely ignore this sticky and make a loan request with no collateral, without having massive trust on the forum, the chances of you getting negative trusted feedback and therefore having a Trade with Extreme Caution tag is almost 100%.