Hi, i am a DigitalNote dev.
http://digitalnote.org I would like to introduce a feature no other cryptocurrency has.
https://bitcointalk.org/index.php?topic=1082745.msg11841164#msg11841164DigitalNote Proof-of-work Blockchain bank alike deposits with interest rate.
Today we introduce the new version of open-source DigitalNote GUI wallet with deposits support.
New wallet version with deposit support:https://mega.nz/#!e48AnJjS!PtozvWYUS9qg-A1Zs8_86qdxCSM2ir-LLp5IZ52KlKk DigitalNote wallet Win64
https://mega.nz/#!Pw0wAQIL!aA9S6WVtfU0LeGHgggEKHW8pkdtS72FkuroJJt020Xo DigitalNote wallet Linux
https://mega.nz/#!ust00JZC!LfNGJWET-XrsjVQhzBKQi9EEgffH4ampcboRz7NH25k DigitalNote wallet OSx
https://github.com/xdn-project/digitalnotewallet Source Code
How deposit works?Every XDN user can make a deposit. In general deposit is a "lock" for your coins for some time with some interest when "lock" expires. When user make a deposit, he choose the time and amount of deposit, after deposit made, deposited DigitalNotes can not be spend before deposit time expires. So with deposits, the amount of "active" digitalnotes in circulation becomes lower. Every user of XDN network can verify the amount of network deposited XDN units and the amount of active XDN in circulation. (check print_stat command)
Some values: 150XDN - minimum deposit amount
11000 blocks ~1 month - minimum deposit time
11000*12*10 blocks ~10 years - maximum deposit time
Annual interest rate 0.4% - 1.094%
Interest rate depends only on deposit time.
Some example:Alice has 10000XDN and she wants to deposit all for about 1 year. An annual interest rate for that deposit will be about 1%, so after 1 year Alice will receive 10000XDN (Alice initial funds) + 100XDN (Alice interest)
Thank you and stay tuned.