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alesx.onfire
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August 10, 2015, 04:57:08 PM |
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btcjam now it's infested of scammers, just check the "scam-accusation" page here, in the forum.
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favdesu
Legendary
 Offline
Activity: 1764
Merit: 1000
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August 12, 2015, 05:43:17 AM |
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btcjam now it's infested of scammers, just check the "scam-accusation" page here, in the forum.
btcjam was always full of scammers, it's just getting worse now. it's just too easy to scam there, I don't recommend them. |
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altcoinhosting
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August 12, 2015, 06:10:30 AM |
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i'm trying them out with 0.05 BTC right now... Invested in two loans, 0.025 BTC each... I chose 2 loaners with an A-rating, and a track record of payed back loans... I have to say it feels a lot less safe than loaning out BTC on this forum... At least on this forum, i can make sure i have some form of actual collateral in my hands before i send off my BTC... You'll probably see me in the scam accusation forum in a couple of months making accusations about btcjam members  |
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ranlo
Legendary
Offline
Activity: 1974
Merit: 1007
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August 12, 2015, 08:03:43 AM |
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btcjam now it's infested of scammers, just check the "scam-accusation" page here, in the forum.
btcjam was always full of scammers, it's just getting worse now. it's just too easy to scam there, I don't recommend them. According to their stat page, it looks like A-rated borrowers are pretty solid on repayments. Do you actually have experience with loaning on there? I know going with A-rated people is a much lower interest rate, but if it's like it looks, that's a great way to minimize risk and still get return. |
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altcoinhosting
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August 12, 2015, 08:17:04 AM |
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According to their stat page, it looks like A-rated borrowers are pretty solid on repayments. Do you actually have experience with loaning on there? I know going with A-rated people is a much lower interest rate, but if it's like it looks, that's a great way to minimize risk and still get return.
That's what i tought to... Personally, i don't think i would ever run with somebody else's money... But i hope the people i gave a loan to won't run either, since btcjam has their identity, paypal, income and social network verified + they have a proven loan record... Fingers crossed... |
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ranlo
Legendary
Offline
Activity: 1974
Merit: 1007
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August 12, 2015, 08:24:21 AM |
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According to their stat page, it looks like A-rated borrowers are pretty solid on repayments. Do you actually have experience with loaning on there? I know going with A-rated people is a much lower interest rate, but if it's like it looks, that's a great way to minimize risk and still get return.
That's what i tought to... Personally, i don't think i would ever run with somebody else's money... But i hope the people i gave a loan to won't run either, since btcjam has their identity, paypal, income and social network verified + they have a proven loan record... Fingers crossed... It's sad how many people WILL, though. To me, it's not even a thought. If someone entrusted $100 bil to me, I wouldn't touch any of it unless they gave permission. Money can't buy my integrity, regardless of the amount. I'd live poor before I lived a rich life because of stealing. But a lot of people are the opposite. Some people on these forums have thrown away their reputation for under a dollar. I just can't even fathom what's going through their minds. |
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arallmuus
Legendary
Offline
Activity: 2576
Merit: 1414
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August 12, 2015, 09:42:52 AM |
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But i hope the people i gave a loan to won't run either, since btcjam has their identity, paypal, income and social network verified + they have a proven loan record...
You are pretty much wrong with this. Giving a loan to an A+ rated borrower with a good track record isnt simply a guarantee that they might not default the loan . There has been lot of highly rated borrower that actually defaulted despite that they have submitted their real identity. As a matter of facts, they got almost nothing to lose by defaulting this because in the end you will be given their identity that has been submitted but you will need to pursue the defaulter with your own cost which could cost more than what you have loaned therefore these scammers easily slip away by defaulting |
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IanFoxley
Legendary
Offline
Activity: 910
Merit: 1000
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August 12, 2015, 10:23:16 AM |
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Thanks for this thread guys, was useful for me! Was going to invest but after reading the posts.....No Way now.  |
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favdesu
Legendary
Offline
Activity: 1764
Merit: 1000
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August 12, 2015, 10:30:07 AM |
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btcjam now it's infested of scammers, just check the "scam-accusation" page here, in the forum.
btcjam was always full of scammers, it's just getting worse now. it's just too easy to scam there, I don't recommend them. According to their stat page, it looks like A-rated borrowers are pretty solid on repayments. Do you actually have experience with loaning on there? I know going with A-rated people is a much lower interest rate, but if it's like it looks, that's a great way to minimize risk and still get return. lost 1 bitcoin there some time in the past and I'm only reading horror stories of their non-existent service. btcjam only cares about fees, they literally do nothing to help a lender |
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altcoinhosting
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August 12, 2015, 12:41:55 PM |
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But i hope the people i gave a loan to won't run either, since btcjam has their identity, paypal, income and social network verified + they have a proven loan record...
You are pretty much wrong with this. Giving a loan to an A+ rated borrower with a good track record isnt simply a guarantee that they might not default the loan . There has been lot of highly rated borrower that actually defaulted despite that they have submitted their real identity. As a matter of facts, they got almost nothing to lose by defaulting this because in the end you will be given their identity that has been submitted but you will need to pursue the defaulter with your own cost which could cost more than what you have loaned therefore these scammers easily slip away by defaulting Chances are pretty big you're right... I just hope you're not |
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ranlo
Legendary
Offline
Activity: 1974
Merit: 1007
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August 13, 2015, 02:52:22 AM |
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btcjam now it's infested of scammers, just check the "scam-accusation" page here, in the forum.
btcjam was always full of scammers, it's just getting worse now. it's just too easy to scam there, I don't recommend them. According to their stat page, it looks like A-rated borrowers are pretty solid on repayments. Do you actually have experience with loaning on there? I know going with A-rated people is a much lower interest rate, but if it's like it looks, that's a great way to minimize risk and still get return. lost 1 bitcoin there some time in the past and I'm only reading horror stories of their non-existent service. btcjam only cares about fees, they literally do nothing to help a lender Did you only loan to A-rated people or also B->F? This makes a huge difference. |
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favdesu
Legendary
Offline
Activity: 1764
Merit: 1000
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August 13, 2015, 06:22:32 AM |
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btcjam now it's infested of scammers, just check the "scam-accusation" page here, in the forum.
btcjam was always full of scammers, it's just getting worse now. it's just too easy to scam there, I don't recommend them. According to their stat page, it looks like A-rated borrowers are pretty solid on repayments. Do you actually have experience with loaning on there? I know going with A-rated people is a much lower interest rate, but if it's like it looks, that's a great way to minimize risk and still get return. lost 1 bitcoin there some time in the past and I'm only reading horror stories of their non-existent service. btcjam only cares about fees, they literally do nothing to help a lender Did you only loan to A-rated people or also B->F? This makes a huge difference. are you aware that there are people selling A+ accounts? you just can't trust anyone on btcjam in my opinion |
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ranlo
Legendary
Offline
Activity: 1974
Merit: 1007
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August 13, 2015, 06:31:32 AM |
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btcjam now it's infested of scammers, just check the "scam-accusation" page here, in the forum.
btcjam was always full of scammers, it's just getting worse now. it's just too easy to scam there, I don't recommend them. According to their stat page, it looks like A-rated borrowers are pretty solid on repayments. Do you actually have experience with loaning on there? I know going with A-rated people is a much lower interest rate, but if it's like it looks, that's a great way to minimize risk and still get return. lost 1 bitcoin there some time in the past and I'm only reading horror stories of their non-existent service. btcjam only cares about fees, they literally do nothing to help a lender Did you only loan to A-rated people or also B->F? This makes a huge difference. are you aware that there are people selling A+ accounts? you just can't trust anyone on btcjam in my opinion Ah, I wasn't. This would mean that people are basically selling their identity... that seems like a very risky transaction to me. It's not nearly as anonymous as a BCT account would be. |
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