Sorry sir i am newbie to this forum but not to webworld. As far as collateral is concerned its more worthy than any other web components like domain or website.
check :
www.vbulletin.com worth 250usd.
www.extralicense.com - demand and valuation.
Buddy, I am also a old member on some forums. But , this same rules applies to me . I am a Senior member on this forum. Then also I need to provide the lenders with a valid collateral like my bitcointalk account which worth something.
Whether you are a old member or a new member here or any other top community forum, you will have to provide a valid collateral. And domains are not valid collateral as per lender rules.