may be he want to sell his account and now he get new way to sell it
(Loan and not pay it... )
that happens quite often with farmed accounts; the farmer posts once a day in some random thread and sells the account by asking for a small loan.
that's a lot of effort for $1.40 (0.005
BTC)
but if you think about it, who will buy Jr Accounts when you can work on it in a month, unless this guy have more Jr Accounts in his bag to offer