The problem with people asking so many loans is there, but now there are people who blindly give out coins to them, encouraging more to ask mfor loan.
Yes your correct. Some people seen giving away loans without any collateral for member accounts just because of some profits. If they pay back ok otherwise it be a big loss. Now a days lending section is full of new members (scammers) asking for loan.
Actually I have witnessed one such guy, he is either lending money to random people or it's his alts!
It is of course the legendary pro lender, manyproofs