try the bank, or btcjam. no one will loan you that much money here without collateral.
I know here micro loans, that's why I said I want to know where the place I go or website to borrow, not here.
But actually, I can't provide collateral that's why.
I want to raise this funds to improve my life with business and will pay from that business yearly.
I want something flexible and willing to pay good percentage ( reasonable ).
I see for BTCJAM main website says " 6.7% APR " also it's limited to 1 year and have to pay monthly.